Muscogee County, GA: Home-Insurance Distress & Forced-Sale Pressure
Muscogee County, GA: 82/100 (severe) home-insurance distress; Muscogee, GA band HIGH; Muscogee, GA #304 of 3,222 counties; Muscogee, GA #64 of 159 in Georgia; raw Muscogee, GA 74.9.
FEMA hazard, Muscogee, GA: 90/100; Muscogee, GA declarations, three years: 6; Muscogee, GA perils: 4 tropical-storm; Muscogee, GA five-year count 6 (severity 10.5); Muscogee, GA ten-year 6; hazard-weighted, Muscogee, GA: 12.0.
Declared incidents on the Muscogee, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Muscogee, GA); 2024 Tropical Storm 3 (Muscogee, GA).
NFIP claims, Muscogee, GA, three years: 11; Muscogee, GA payouts $54,514; per Muscogee, GA claim $4,956; Muscogee, GA claim-stress 70/100.
Muscogee, GA monthly score rose, 73 (March 2026) to 81 (October 2026); Muscogee, GA by month: March 73, April 73, May 70, June 70 (Muscogee, GA), July 68, August 68, September 67, October 81.
Muscogee, GA components: climate 88, NFIP claims 70; Muscogee, GA retreat index 81.
Construction distress, Muscogee, GA: 52/100 as of August 2026 (Muscogee, GA: 53/100 one-to-four unit, 50/100 multifamily).
Muscogee, GA ZIPs, June 2026 (Muscogee, GA, 11 highest): score 0 (Muscogee, GA), climate 80 (Muscogee, GA): 31901, 31903, 31904, 31906, Muscogee, GA 31907, 31909; score 0 (Muscogee, GA), climate 72 (Muscogee, GA): 31829; score 0 (Muscogee, GA), climate 58 (Muscogee, GA): 31820; score 0 (Muscogee, GA), climate 36 (Muscogee, GA): 31808; score 0 (Muscogee, GA), climate 18 (Muscogee, GA): 31905; score 0 (Muscogee, GA), climate 6 (Muscogee, GA): 31801.
DLRadar rescores Muscogee, GA monthly; Muscogee, GA readings join Muscogee, GA foreclosure, lien and ownership parcels (Muscogee, GA), so cost-squeezed Muscogee, GA owners surface before listing.
Inside Georgia, Muscogee County ranks 54th of 159 counties for home-insurance distress at 82/100; Walker County (82/100) sits just above Muscogee County, and Mcintosh County (81/100) sits just below Muscogee County.
Deterministic. Every Muscogee County, GA signal traces to a public Muscogee dataset (FEMA, NFIP, Census for Muscogee, GA) · how insurance distress works in Muscogee, GA · methodology
FAQ: Muscogee County, GA insurance distress
What is the Muscogee County, GA home-insurance-distress score?
Muscogee, GA: 82/100 (HIGH), #304 of 3,222, #64 in Georgia. FEMA hazard, Muscogee, GA: 90/100; NFIP stress, Muscogee, GA: 70/100; construction, Muscogee, GA: 52/100; Muscogee, GA rescores monthly.
Is Muscogee County insurance distress getting better or worse (GA)?
Muscogee, GA: 73 in March 2026; Muscogee, GA: 81 in October 2026 (worse); Muscogee, GA climate component 88; Muscogee, GA NFIP claims score 70.
How many flood-insurance claims has Muscogee County, GA had?
Muscogee, GA: 11 NFIP claims, three years; Muscogee, GA paid $54,514; per Muscogee, GA claim $4,956; carriers reprice Muscogee, GA against that record.
Which Muscogee County ZIP codes carry the most insurance distress (GA)?
Muscogee, GA, June 2026: 31901 at 0, 31903 at 0, 31904 at 0, 31906 at 0; Muscogee, GA climate scores there: 80, 80, 80, 80.
Why does Muscogee, GA insurance distress create sellers?
A Muscogee, GA premium outruns the Muscogee, GA budget; a carrier leaves Muscogee, GA; Muscogee, GA carrying cost passes plan; Muscogee, GA owners sell while current; Muscogee, GA insurance distress leads Muscogee, GA foreclosure data.