Oconee County, GA: Home-Insurance Distress & Forced-Sale Pressure
Oconee County, GA: 79/100 (severe) home-insurance distress; Oconee, GA band MEDIUM; Oconee, GA #377 of 3,222 counties; Oconee, GA #69 of 159 in Georgia.
FEMA hazard, Oconee, GA: 90/100; Oconee, GA declarations, three years: 9; Oconee, GA perils: 6 tropical-storm; Oconee, GA five-year count 6 (severity 10.5); Oconee, GA ten-year 6; hazard-weighted, Oconee, GA: 18.0.
Declared incidents on the Oconee, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Oconee, GA); 2024 Tropical Storm 3 (Oconee, GA).
NFIP claims, Oconee, GA, three years: 2; Oconee, GA payouts $30,890; per Oconee, GA claim $15,445; Oconee, GA claim-stress 64/100.
Oconee, GA monthly score rose, 71 (March 2026) to 79 (October 2026); Oconee, GA by month: March 71, April 71, May 68, June 68 (Oconee, GA), July 66, August 65, September 65, October 79.
Oconee, GA components: climate 88, NFIP claims 64; Oconee, GA retreat index 79.
Construction distress, Oconee, GA: 67/100 as of August 2026 (Oconee, GA: 52/100 one-to-four unit, 46/100 multifamily).
Oconee, GA ZIPs, June 2026 (Oconee, GA, 8 highest): score 0 (Oconee, GA), climate 67 (Oconee, GA): 30605; score 0 (Oconee, GA), climate 59 (Oconee, GA): 30606; score 0 (Oconee, GA), climate 51 (Oconee, GA): 30680; score 0 (Oconee, GA), climate 45 (Oconee, GA): 30666; score 0 (Oconee, GA), climate 42 (Oconee, GA): 30622; score 0 (Oconee, GA), climate 31 (Oconee, GA): 30677; score 0 (Oconee, GA), climate 28 (Oconee, GA): 30621; score 0 (Oconee, GA), climate 10 (Oconee, GA): 30619.
DLRadar rescores Oconee, GA monthly; Oconee, GA readings join Oconee, GA foreclosure, lien and ownership parcels (Oconee, GA), so cost-squeezed Oconee, GA owners surface before listing.
Inside Georgia, Oconee County ranks 69th of 159 counties for home-insurance distress at 79/100; Appling County (79/100) sits just above Oconee County, and Emanuel County (79/100) sits just below Oconee County.
Deterministic. Every Oconee County, GA signal traces to a public Oconee dataset (FEMA, NFIP, Census for Oconee, GA) · how insurance distress works in Oconee, GA · methodology
FAQ: Oconee County, GA insurance distress
What is the Oconee County, GA home-insurance-distress score?
Oconee, GA: 79/100 (MEDIUM), #377 of 3,222, #69 in Georgia. FEMA hazard, Oconee, GA: 90/100; NFIP stress, Oconee, GA: 64/100; construction, Oconee, GA: 67/100; Oconee, GA rescores monthly.
Is Oconee County insurance distress getting better or worse (GA)?
Oconee, GA: 71 in March 2026; Oconee, GA: 79 in October 2026 (worse); Oconee, GA climate component 88; Oconee, GA NFIP claims score 64.
How many flood-insurance claims has Oconee County, GA had?
Oconee, GA: 2 NFIP claims, three years; Oconee, GA paid $30,890; per Oconee, GA claim $15,445; carriers reprice Oconee, GA against that record.
Which Oconee County ZIP codes carry the most insurance distress (GA)?
Oconee, GA, June 2026: 30605 at 0, 30606 at 0, 30680 at 0, 30666 at 0; Oconee, GA climate scores there: 67, 59, 51, 45.
Why does Oconee, GA insurance distress create sellers?
A Oconee, GA premium outruns the Oconee, GA budget; a carrier leaves Oconee, GA; Oconee, GA carrying cost passes plan; Oconee, GA owners sell while current; Oconee, GA insurance distress leads Oconee, GA foreclosure data.