Oglethorpe County, GA: Home-Insurance Distress & Forced-Sale Pressure
Oglethorpe County, GA: 48/100 (elevated) home-insurance distress; Oglethorpe, GA band MEDIUM; Oglethorpe, GA #1,147 of 3,222 counties; Oglethorpe, GA #125 of 159 in Georgia; raw Oglethorpe, GA 51.4; Oglethorpe, GA coverage multiplier 0.85.
FEMA hazard, Oglethorpe, GA: 94/100; Oglethorpe, GA declarations, three years: 6; Oglethorpe, GA perils: 3 hurricane, 2 tropical-storm; Oglethorpe, GA five-year count 9 (severity 15.0); Oglethorpe, GA ten-year 9; hazard-weighted, Oglethorpe, GA: 16.0.
Declared incidents on the Oglethorpe, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Oglethorpe, GA); 2024 Hurricane 3 (Oglethorpe, GA).
NFIP claims, Oglethorpe, GA, three years: none; Oglethorpe, GA claim-stress 0/100.
Oglethorpe, GA monthly score rose, 47 (March 2026) to 48 (October 2026); Oglethorpe, GA by month: March 47, April 47, May 47, June 47 (Oglethorpe, GA), July 44, August 46, September 46, October 48.
Oglethorpe, GA components: climate 93; Oglethorpe, GA retreat index 48; Oglethorpe, GA climate multiplier 0.85.
Construction distress, Oglethorpe, GA: 71/100 as of August 2026 (Oglethorpe, GA: 66/100 one-to-four unit, 9/100 multifamily).
Oglethorpe, GA ZIPs, June 2026 (Oglethorpe, GA, 10 highest): score 0 (Oglethorpe, GA), climate 34 (Oglethorpe, GA): 30683; score 0 (Oglethorpe, GA), climate 27 (Oglethorpe, GA): 30669; score 0 (Oglethorpe, GA), climate 22 (Oglethorpe, GA): 30628, 30629; score 0 (Oglethorpe, GA), climate 12 (Oglethorpe, GA): 30627; score 0 (Oglethorpe, GA), climate 10 (Oglethorpe, GA): 30619, 30660; score 0 (Oglethorpe, GA), climate 9 (Oglethorpe, GA): 30630, 30648, 30667.
DLRadar rescores Oglethorpe, GA monthly; Oglethorpe, GA readings join Oglethorpe, GA foreclosure, lien and ownership parcels (Oglethorpe, GA), so cost-squeezed Oglethorpe, GA owners surface before listing.
Inside Georgia, Oglethorpe County ranks 125th of 159 counties for home-insurance distress at 48/100; Mcduffie County (48/100) sits just above Oglethorpe County, and Stephens County (48/100) sits just below Oglethorpe County.
Deterministic. Every Oglethorpe County, GA signal traces to a public Oglethorpe dataset (FEMA, NFIP, Census for Oglethorpe, GA) · how insurance distress works in Oglethorpe, GA · methodology
FAQ: Oglethorpe County, GA insurance distress
What is the Oglethorpe County, GA home-insurance-distress score?
Oglethorpe, GA: 48/100 (MEDIUM), #1,147 of 3,222, #125 in Georgia. FEMA hazard, Oglethorpe, GA: 94/100; NFIP stress, Oglethorpe, GA: 0/100; construction, Oglethorpe, GA: 71/100; Oglethorpe, GA rescores monthly.
Is Oglethorpe County insurance distress getting better or worse (GA)?
Oglethorpe, GA: 47 in March 2026; Oglethorpe, GA: 48 in October 2026 (worse); Oglethorpe, GA climate component 93.
Which Oglethorpe County ZIP codes carry the most insurance distress (GA)?
Oglethorpe, GA, June 2026: 30683 at 0, 30669 at 0, 30628 at 0, 30629 at 0; Oglethorpe, GA climate scores there: 34, 27, 22, 22.
Why does Oglethorpe, GA insurance distress create sellers?
A Oglethorpe, GA premium outruns the Oglethorpe, GA budget; a carrier leaves Oglethorpe, GA; Oglethorpe, GA carrying cost passes plan; Oglethorpe, GA owners sell while current; Oglethorpe, GA insurance distress leads Oglethorpe, GA foreclosure data.