Polk County, GA: Home-Insurance Distress & Forced-Sale Pressure
Polk County, GA: 84/100 (severe) home-insurance distress; Polk, GA band HIGH; Polk, GA #251 of 3,222 counties; Polk, GA #57 of 159 in Georgia; raw Polk, GA 76.9.
FEMA hazard, Polk, GA: 90/100; Polk, GA declarations, three years: 6; Polk, GA perils: 4 tropical-storm; Polk, GA five-year count 6 (severity 10.5); Polk, GA ten-year 6; hazard-weighted, Polk, GA: 12.0.
Declared incidents on the Polk, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Polk, GA); 2024 Tropical Storm 3 (Polk, GA).
NFIP claims, Polk, GA, three years: 5; Polk, GA payouts $116,247; per Polk, GA claim $23,249; Polk, GA claim-stress 75/100.
Polk, GA monthly score rose, 74 (March 2026) to 83 (October 2026); Polk, GA by month: March 74, April 74, May 72, June 72 (Polk, GA), July 70, August 69, September 69, October 83.
Polk, GA components: climate 88, NFIP claims 75; Polk, GA retreat index 83.
Construction distress, Polk, GA: 24/100 as of August 2026 (Polk, GA: 41/100 one-to-four unit, 3/100 multifamily).
Polk, GA ZIPs, June 2026 (Polk, GA, 8 highest): score 0 (Polk, GA), climate 81 (Polk, GA): 30124; score 0 (Polk, GA), climate 79 (Polk, GA): 30147, 30173; score 0 (Polk, GA), climate 68 (Polk, GA): 30178; score 0 (Polk, GA), climate 66 (Polk, GA): 30104; score 0 (Polk, GA), climate 58 (Polk, GA): 30125, 30153; score 0 (Polk, GA), climate 29 (Polk, GA): 30113.
DLRadar rescores Polk, GA monthly; Polk, GA readings join Polk, GA foreclosure, lien and ownership parcels (Polk, GA), so cost-squeezed Polk, GA owners surface before listing.
Inside Georgia, Polk County ranks 46th of 159 counties for home-insurance distress at 84/100; Forsyth County (84/100) sits just above Polk County, and Fayette County (84/100) sits just below Polk County.
Deterministic. Every Polk County, GA signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, GA) · how insurance distress works in Polk, GA · methodology
FAQ: Polk County, GA insurance distress
What is the Polk County, GA home-insurance-distress score?
Polk, GA: 84/100 (HIGH), #251 of 3,222, #57 in Georgia. FEMA hazard, Polk, GA: 90/100; NFIP stress, Polk, GA: 75/100; construction, Polk, GA: 24/100; Polk, GA rescores monthly.
Is Polk County insurance distress getting better or worse (GA)?
Polk, GA: 74 in March 2026; Polk, GA: 83 in October 2026 (worse); Polk, GA climate component 88; Polk, GA NFIP claims score 75.
How many flood-insurance claims has Polk County, GA had?
Polk, GA: 5 NFIP claims, three years; Polk, GA paid $116,247; per Polk, GA claim $23,249; carriers reprice Polk, GA against that record.
Which Polk County ZIP codes carry the most insurance distress (GA)?
Polk, GA, June 2026: 30124 at 0, 30147 at 0, 30173 at 0, 30178 at 0; Polk, GA climate scores there: 81, 79, 79, 68.
Why does Polk, GA insurance distress create sellers?
A Polk, GA premium outruns the Polk, GA budget; a carrier leaves Polk, GA; Polk, GA carrying cost passes plan; Polk, GA owners sell while current; Polk, GA insurance distress leads Polk, GA foreclosure data.