Putnam County, GA: Home-Insurance Distress & Forced-Sale Pressure
Putnam County, GA: 81/100 (severe) home-insurance distress; Putnam, GA band HIGH; Putnam, GA #333 of 3,222 counties; Putnam, GA #58 of 159 in Georgia.
FEMA hazard, Putnam, GA: 94/100; Putnam, GA declarations, three years: 9; Putnam, GA perils: 3 hurricane, 3 tropical-storm; Putnam, GA five-year count 9 (severity 15.0); Putnam, GA ten-year 9; hazard-weighted, Putnam, GA: 24.0.
Declared incidents on the Putnam, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 3 (Putnam, GA); 2024 Hurricane 3 (Putnam, GA).
NFIP claims, Putnam, GA, three years: 1; Putnam, GA payouts $19,493; per Putnam, GA claim $19,493; Putnam, GA claim-stress 60/100.
Putnam, GA monthly score fell, 81 (March 2026) to 80 (October 2026); Putnam, GA by month: March 81, April 81, May 80, June 80 (Putnam, GA), July 77, August 80, September 79, October 80.
Putnam, GA components: climate 93, NFIP claims 60; Putnam, GA retreat index 80.
Construction distress, Putnam, GA: 71/100 as of August 2026 (Putnam, GA: 45/100 one-to-four unit, 99/100 multifamily).
Putnam, GA ZIPs, June 2026 (Putnam, GA, 5 highest): score 0 (Putnam, GA), climate 48 (Putnam, GA): 31024; score 0 (Putnam, GA), climate 41 (Putnam, GA): 31061; score 0 (Putnam, GA), climate 26 (Putnam, GA): 30625; score 0 (Putnam, GA), climate 25 (Putnam, GA): 30650; score 0 (Putnam, GA), climate 16 (Putnam, GA): 31038.
DLRadar rescores Putnam, GA monthly; Putnam, GA readings join Putnam, GA foreclosure, lien and ownership parcels (Putnam, GA), so cost-squeezed Putnam, GA owners surface before listing.
Inside Georgia, Putnam County ranks 58th of 159 counties for home-insurance distress at 81/100; Walton County (81/100) sits just above Putnam County, and Gordon County (80/100) sits just below Putnam County.
Deterministic. Every Putnam County, GA signal traces to a public Putnam dataset (FEMA, NFIP, Census for Putnam, GA) · how insurance distress works in Putnam, GA · methodology
FAQ: Putnam County, GA insurance distress
What is the Putnam County, GA home-insurance-distress score?
Putnam, GA: 81/100 (HIGH), #333 of 3,222, #58 in Georgia. FEMA hazard, Putnam, GA: 94/100; NFIP stress, Putnam, GA: 60/100; construction, Putnam, GA: 71/100; Putnam, GA rescores monthly.
Is Putnam County insurance distress getting better or worse (GA)?
Putnam, GA: 81 in March 2026; Putnam, GA: 80 in October 2026 (better); Putnam, GA climate component 93; Putnam, GA NFIP claims score 60.
How many flood-insurance claims has Putnam County, GA had?
Putnam, GA: 1 NFIP claims, three years; Putnam, GA paid $19,493; per Putnam, GA claim $19,493; carriers reprice Putnam, GA against that record.
Which Putnam County ZIP codes carry the most insurance distress (GA)?
Putnam, GA, June 2026: 31024 at 0, 31061 at 0, 30625 at 0, 30650 at 0; Putnam, GA climate scores there: 48, 41, 26, 25.
Why does Putnam, GA insurance distress create sellers?
A Putnam, GA premium outruns the Putnam, GA budget; a carrier leaves Putnam, GA; Putnam, GA carrying cost passes plan; Putnam, GA owners sell while current; Putnam, GA insurance distress leads Putnam, GA foreclosure data.