Richmond County, GA: Home-Insurance Distress & Forced-Sale Pressure
Richmond County, GA: 91/100 (severe) home-insurance distress; Richmond, GA band HIGH; Richmond, GA #86 of 3,222 counties; Richmond, GA #12 of 159 in Georgia.
FEMA hazard, Richmond, GA: 96/100; Richmond, GA declarations, three years: 12; Richmond, GA perils: 3 hurricane, 6 tropical-storm; Richmond, GA five-year count 12 (severity 19.5); Richmond, GA ten-year 12; hazard-weighted, Richmond, GA: 33.0.
Declared incidents on the Richmond, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 6 (Richmond, GA); 2024 Hurricane 3 (Richmond, GA).
NFIP claims, Richmond, GA, three years: 72; Richmond, GA payouts $842,972; per Richmond, GA claim $11,708; Richmond, GA claim-stress 84/100.
Richmond, GA monthly score fell, 92 (March 2026) to 91 (October 2026); Richmond, GA by month: March 92, April 92, May 91, June 91 (Richmond, GA), July 89, August 91, September 91, October 91.
Richmond, GA components: climate 96, NFIP claims 84; Richmond, GA retreat index 91.
Construction distress, Richmond, GA: 33/100 as of August 2026 (Richmond, GA: 33/100 one-to-four unit, 13/100 multifamily).
Richmond, GA ZIPs, June 2026 (Richmond, GA, 11 highest): score 0 (Richmond, GA), climate 86 (Richmond, GA): 30812, 30901, 30904, 30905, Richmond, GA 30906, 30909, 30912; score 0 (Richmond, GA), climate 82 (Richmond, GA): 30907; score 0 (Richmond, GA), climate 81 (Richmond, GA): 30813; score 0 (Richmond, GA), climate 72 (Richmond, GA): 30815; score 0 (Richmond, GA), climate 65 (Richmond, GA): 30805.
DLRadar rescores Richmond, GA monthly; Richmond, GA readings join Richmond, GA foreclosure, lien and ownership parcels (Richmond, GA), so cost-squeezed Richmond, GA owners surface before listing.
Inside Georgia, Richmond County ranks 12th of 159 counties for home-insurance distress at 91/100; Long County (91/100) sits just above Richmond County, and Cobb County (91/100) sits just below Richmond County.
Deterministic. Every Richmond County, GA signal traces to a public Richmond dataset (FEMA, NFIP, Census for Richmond, GA) · how insurance distress works in Richmond, GA · methodology
FAQ: Richmond County, GA insurance distress
What is the Richmond County, GA home-insurance-distress score?
Richmond, GA: 91/100 (HIGH), #86 of 3,222, #12 in Georgia. FEMA hazard, Richmond, GA: 96/100; NFIP stress, Richmond, GA: 84/100; construction, Richmond, GA: 33/100; Richmond, GA rescores monthly.
Is Richmond County insurance distress getting better or worse (GA)?
Richmond, GA: 92 in March 2026; Richmond, GA: 91 in October 2026 (better); Richmond, GA climate component 96; Richmond, GA NFIP claims score 84.
How many flood-insurance claims has Richmond County, GA had?
Richmond, GA: 72 NFIP claims, three years; Richmond, GA paid $842,972; per Richmond, GA claim $11,708; carriers reprice Richmond, GA against that record.
Which Richmond County ZIP codes carry the most insurance distress (GA)?
Richmond, GA, June 2026: 30812 at 0, 30901 at 0, 30904 at 0, 30905 at 0; Richmond, GA climate scores there: 86, 86, 86, 86.
Why does Richmond, GA insurance distress create sellers?
A Richmond, GA premium outruns the Richmond, GA budget; a carrier leaves Richmond, GA; Richmond, GA carrying cost passes plan; Richmond, GA owners sell while current; Richmond, GA insurance distress leads Richmond, GA foreclosure data.