Schley County, GA: Home-Insurance Distress & Forced-Sale Pressure
Schley County, GA: 46/100 (elevated) home-insurance distress; Schley, GA band MEDIUM; Schley, GA #1,202 of 3,222 counties; Schley, GA #149 of 159 in Georgia; raw Schley, GA 46.9; Schley, GA coverage multiplier 0.85.
FEMA hazard, Schley, GA: 90/100; Schley, GA declarations, three years: 6; Schley, GA perils: 4 tropical-storm; Schley, GA five-year count 6 (severity 10.5); Schley, GA ten-year 6; hazard-weighted, Schley, GA: 12.0.
Declared incidents on the Schley, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Schley, GA); 2024 Tropical Storm 3 (Schley, GA).
NFIP claims, Schley, GA, three years: none; Schley, GA claim-stress 0/100.
Schley, GA monthly score rose, 37 (March 2026) to 45 (October 2026); Schley, GA by month: March 37, April 37, May 35, June 35 (Schley, GA), July 33, August 33, September 32, October 45.
Schley, GA components: climate 88; Schley, GA retreat index 45; Schley, GA climate multiplier 0.85.
Construction distress, Schley, GA: 60/100 as of August 2026 (Schley, GA: 60/100 one-to-four unit, 0/100 multifamily).
Schley, GA ZIPs, June 2026 (Schley, GA, 7 highest): score 0 (Schley, GA), climate 47 (Schley, GA): 31719; score 0 (Schley, GA), climate 38 (Schley, GA): 31711; score 0 (Schley, GA), climate 25 (Schley, GA): 31068; score 0 (Schley, GA), climate 9 (Schley, GA): 31081; score 0 (Schley, GA), climate 6 (Schley, GA): 31058; score 0 (Schley, GA), climate 4 (Schley, GA): 31803; score 0 (Schley, GA), climate 2 (Schley, GA): 31806.
DLRadar rescores Schley, GA monthly; Schley, GA readings join Schley, GA foreclosure, lien and ownership parcels (Schley, GA), so cost-squeezed Schley, GA owners surface before listing.
Inside Georgia, Schley County ranks 149th of 159 counties for home-insurance distress at 46/100; Randolph County (46/100) sits just above Schley County, and Seminole County (46/100) sits just below Schley County.
Deterministic. Every Schley County, GA signal traces to a public Schley dataset (FEMA, NFIP, Census for Schley, GA) · how insurance distress works in Schley, GA · methodology
FAQ: Schley County, GA insurance distress
What is the Schley County, GA home-insurance-distress score?
Schley, GA: 46/100 (MEDIUM), #1,202 of 3,222, #149 in Georgia. FEMA hazard, Schley, GA: 90/100; NFIP stress, Schley, GA: 0/100; construction, Schley, GA: 60/100; Schley, GA rescores monthly.
Is Schley County insurance distress getting better or worse (GA)?
Schley, GA: 37 in March 2026; Schley, GA: 45 in October 2026 (worse); Schley, GA climate component 88.
Which Schley County ZIP codes carry the most insurance distress (GA)?
Schley, GA, June 2026: 31719 at 0, 31711 at 0, 31068 at 0, 31081 at 0; Schley, GA climate scores there: 47, 38, 25, 9.
Why does Schley, GA insurance distress create sellers?
A Schley, GA premium outruns the Schley, GA budget; a carrier leaves Schley, GA; Schley, GA carrying cost passes plan; Schley, GA owners sell while current; Schley, GA insurance distress leads Schley, GA foreclosure data.