Sumter County, GA: Home-Insurance Distress & Forced-Sale Pressure
Sumter County, GA: 61/100 (elevated) home-insurance distress; Sumter, GA band MEDIUM; Sumter, GA #853 of 3,222 counties; Sumter, GA #91 of 159 in Georgia; raw Sumter, GA 54.6.
FEMA hazard, Sumter, GA: 90/100; Sumter, GA declarations, three years: 6; Sumter, GA perils: 4 tropical-storm; Sumter, GA five-year count 6 (severity 10.5); Sumter, GA ten-year 6; hazard-weighted, Sumter, GA: 12.0.
Declared incidents on the Sumter, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Sumter, GA); 2024 Tropical Storm 3 (Sumter, GA).
NFIP claims, Sumter, GA, three years: 2; Sumter, GA payouts $0; per Sumter, GA claim $0; Sumter, GA claim-stress 19/100.
Sumter, GA monthly score rose, 52 (March 2026) to 61 (October 2026); Sumter, GA by month: March 52, April 52, May 49, June 49 (Sumter, GA), July 47, August 47, September 46, October 61.
Sumter, GA components: climate 88, NFIP claims 19; Sumter, GA retreat index 61.
Construction distress, Sumter, GA: 74/100 as of August 2026 (Sumter, GA: 74/100 one-to-four unit, 0/100 multifamily).
Sumter, GA ZIPs, June 2026 (Sumter, GA, 8 highest): score 0 (Sumter, GA), climate 47 (Sumter, GA): 31709, 31719, 31735; score 0 (Sumter, GA), climate 46 (Sumter, GA): 31764; score 0 (Sumter, GA), climate 43 (Sumter, GA): 31780; score 0 (Sumter, GA), climate 41 (Sumter, GA): 31743; score 0 (Sumter, GA), climate 40 (Sumter, GA): 31787; score 0 (Sumter, GA), climate 38 (Sumter, GA): 31711.
DLRadar rescores Sumter, GA monthly; Sumter, GA readings join Sumter, GA foreclosure, lien and ownership parcels (Sumter, GA), so cost-squeezed Sumter, GA owners surface before listing.
Inside Georgia, Sumter County ranks 91st of 159 counties for home-insurance distress at 61/100; Coweta County (61/100) sits just above Sumter County, and Spalding County (60/100) sits just below Sumter County.
Deterministic. Every Sumter County, GA signal traces to a public Sumter dataset (FEMA, NFIP, Census for Sumter, GA) · how insurance distress works in Sumter, GA · methodology
FAQ: Sumter County, GA insurance distress
What is the Sumter County, GA home-insurance-distress score?
Sumter, GA: 61/100 (MEDIUM), #853 of 3,222, #91 in Georgia. FEMA hazard, Sumter, GA: 90/100; NFIP stress, Sumter, GA: 19/100; construction, Sumter, GA: 74/100; Sumter, GA rescores monthly.
Is Sumter County insurance distress getting better or worse (GA)?
Sumter, GA: 52 in March 2026; Sumter, GA: 61 in October 2026 (worse); Sumter, GA climate component 88; Sumter, GA NFIP claims score 19.
How many flood-insurance claims has Sumter County, GA had?
Sumter, GA: 2 NFIP claims, three years; Sumter, GA paid $0; per Sumter, GA claim $0; carriers reprice Sumter, GA against that record.
Which Sumter County ZIP codes carry the most insurance distress (GA)?
Sumter, GA, June 2026: 31709 at 0, 31719 at 0, 31735 at 0, 31764 at 0; Sumter, GA climate scores there: 47, 47, 47, 46.
Why does Sumter, GA insurance distress create sellers?
A Sumter, GA premium outruns the Sumter, GA budget; a carrier leaves Sumter, GA; Sumter, GA carrying cost passes plan; Sumter, GA owners sell while current; Sumter, GA insurance distress leads Sumter, GA foreclosure data.