Toombs County, GA: Home-Insurance Distress & Forced-Sale Pressure
Toombs County, GA: 89/100 (severe) home-insurance distress; Toombs, GA band HIGH; Toombs, GA #118 of 3,222 counties; Toombs, GA #14 of 159 in Georgia.
FEMA hazard, Toombs, GA: 97/100; Toombs, GA declarations, three years: 10; Toombs, GA perils: 3 hurricane, 6 tropical-storm; Toombs, GA five-year count 18 (severity 27.0); Toombs, GA ten-year 18; hazard-weighted, Toombs, GA: 28.0.
Declared incidents on the Toombs, GA record: 2026 Winter Storm 3; 2024 Tropical Storm 9 (Toombs, GA); 2024 Hurricane 3; 2023 Hurricane 1 (Toombs, GA).
NFIP claims, Toombs, GA, three years: 4; Toombs, GA payouts $164,373; per Toombs, GA claim $41,093; Toombs, GA claim-stress 78/100.
Toombs, GA monthly score fell, 90 (March 2026) to 89 (October 2026); Toombs, GA by month: March 90, April 90, May 90, June 90 (Toombs, GA), July 89, August 90, September 90, October 89.
Toombs, GA components: climate 97, NFIP claims 78; Toombs, GA retreat index 89.
Construction distress, Toombs, GA: 26/100 as of August 2026 (Toombs, GA: 22/100 one-to-four unit, 100/100 multifamily).
Toombs, GA ZIPs, June 2026 (Toombs, GA, 3 highest): score 0 (Toombs, GA), climate 40 (Toombs, GA): 30436; score 0 (Toombs, GA), climate 32 (Toombs, GA): 30474; score 0 (Toombs, GA), climate 25 (Toombs, GA): 30473.
DLRadar rescores Toombs, GA monthly; Toombs, GA readings join Toombs, GA foreclosure, lien and ownership parcels (Toombs, GA), so cost-squeezed Toombs, GA owners surface before listing.
Inside Georgia, Toombs County ranks 21st of 159 counties for home-insurance distress at 89/100; Catoosa County (89/100) sits just above Toombs County, and Colquitt County (89/100) sits just below Toombs County.
Deterministic. Every Toombs County, GA signal traces to a public Toombs dataset (FEMA, NFIP, Census for Toombs, GA) · how insurance distress works in Toombs, GA · methodology
FAQ: Toombs County, GA insurance distress
What is the Toombs County, GA home-insurance-distress score?
Toombs, GA: 89/100 (HIGH), #118 of 3,222, #14 in Georgia. FEMA hazard, Toombs, GA: 97/100; NFIP stress, Toombs, GA: 78/100; construction, Toombs, GA: 26/100; Toombs, GA rescores monthly.
Is Toombs County insurance distress getting better or worse (GA)?
Toombs, GA: 90 in March 2026; Toombs, GA: 89 in October 2026 (better); Toombs, GA climate component 97; Toombs, GA NFIP claims score 78.
How many flood-insurance claims has Toombs County, GA had?
Toombs, GA: 4 NFIP claims, three years; Toombs, GA paid $164,373; per Toombs, GA claim $41,093; carriers reprice Toombs, GA against that record.
Which Toombs County ZIP codes carry the most insurance distress (GA)?
Toombs, GA, June 2026: 30436 at 0, 30474 at 0, 30473 at 0; Toombs, GA climate scores there: 40, 32, 25.
Why does Toombs, GA insurance distress create sellers?
A Toombs, GA premium outruns the Toombs, GA budget; a carrier leaves Toombs, GA; Toombs, GA carrying cost passes plan; Toombs, GA owners sell while current; Toombs, GA insurance distress leads Toombs, GA foreclosure data.