Upson County, GA: Home-Insurance Distress & Forced-Sale Pressure
Upson County, GA: 74/100 (severe) home-insurance distress; Upson, GA band MEDIUM; Upson, GA #537 of 3,222 counties; Upson, GA #82 of 159 in Georgia.
FEMA hazard, Upson, GA: 90/100; Upson, GA declarations, three years: 9; Upson, GA perils: 6 tropical-storm; Upson, GA five-year count 6 (severity 10.5); Upson, GA ten-year 6; hazard-weighted, Upson, GA: 18.0.
Declared incidents on the Upson, GA record: 2026 Winter Storm 3; 2026 Tropical Storm 3 (Upson, GA); 2024 Tropical Storm 3 (Upson, GA).
NFIP claims, Upson, GA, three years: 1; Upson, GA payouts $1,213; per Upson, GA claim $1,213; Upson, GA claim-stress 50/100.
Upson, GA monthly score rose, 66 (March 2026) to 73 (October 2026); Upson, GA by month: March 66, April 66, May 63, June 63 (Upson, GA), July 61, August 60, September 60, October 73.
Upson, GA components: climate 88, NFIP claims 50; Upson, GA retreat index 73.
Construction distress, Upson, GA: 24/100 as of August 2026 (Upson, GA: 53/100 one-to-four unit, 0/100 multifamily).
Upson, GA ZIPs, June 2026 (Upson, GA, 7 highest): score 0 (Upson, GA), climate 17 (Upson, GA): 30286; score 0 (Upson, GA), climate 16 (Upson, GA): 31016, 31097; score 0 (Upson, GA), climate 14 (Upson, GA): 30285; score 0 (Upson, GA), climate 11 (Upson, GA): 30258; score 0 (Upson, GA), climate 10 (Upson, GA): 30256; score 0 (Upson, GA), climate 9 (Upson, GA): 30204.
DLRadar rescores Upson, GA monthly; Upson, GA readings join Upson, GA foreclosure, lien and ownership parcels (Upson, GA), so cost-squeezed Upson, GA owners surface before listing.
Inside Georgia, Upson County ranks 82nd of 159 counties for home-insurance distress at 74/100; Peach County (75/100) sits just above Upson County, and Houston County (68/100) sits just below Upson County.
Deterministic. Every Upson County, GA signal traces to a public Upson dataset (FEMA, NFIP, Census for Upson, GA) · how insurance distress works in Upson, GA · methodology
FAQ: Upson County, GA insurance distress
What is the Upson County, GA home-insurance-distress score?
Upson, GA: 74/100 (MEDIUM), #537 of 3,222, #82 in Georgia. FEMA hazard, Upson, GA: 90/100; NFIP stress, Upson, GA: 50/100; construction, Upson, GA: 24/100; Upson, GA rescores monthly.
Is Upson County insurance distress getting better or worse (GA)?
Upson, GA: 66 in March 2026; Upson, GA: 73 in October 2026 (worse); Upson, GA climate component 88; Upson, GA NFIP claims score 50.
How many flood-insurance claims has Upson County, GA had?
Upson, GA: 1 NFIP claims, three years; Upson, GA paid $1,213; per Upson, GA claim $1,213; carriers reprice Upson, GA against that record.
Which Upson County ZIP codes carry the most insurance distress (GA)?
Upson, GA, June 2026: 30286 at 0, 31016 at 0, 31097 at 0, 30285 at 0; Upson, GA climate scores there: 17, 16, 16, 14.
Why does Upson, GA insurance distress create sellers?
A Upson, GA premium outruns the Upson, GA budget; a carrier leaves Upson, GA; Upson, GA carrying cost passes plan; Upson, GA owners sell while current; Upson, GA insurance distress leads Upson, GA foreclosure data.