Emmet County, IA: Home-Insurance Distress & Forced-Sale Pressure
Emmet County, IA: 51/100 (elevated) home-insurance distress; Emmet, IA band MEDIUM; Emmet, IA #1,072 of 3,222 counties; Emmet, IA #23 of 99 in Iowa.
FEMA hazard, Emmet, IA: 40/100; Emmet, IA declarations, three years: 2; Emmet, IA perils: 2 severe-storm; Emmet, IA five-year count 3 (severity 4.5); Emmet, IA ten-year 3; hazard-weighted, Emmet, IA: 2.0.
Declared incidents on the Emmet, IA record: 2024 Severe Storm 3 (Emmet, IA).
NFIP claims, Emmet, IA, three years: 2; Emmet, IA payouts $37,277; per Emmet, IA claim $18,639; Emmet, IA claim-stress 66/100.
Emmet, IA monthly score fell, 66 (March 2026) to 54 (October 2026); Emmet, IA by month: March 66, April 66, May 63, June 63 (Emmet, IA), July 61, August 60, September 59, October 54.
Emmet, IA components: climate 46, NFIP claims 66; Emmet, IA retreat index 54.
Construction distress, Emmet, IA: 54/100 as of August 2026 (Emmet, IA: 67/100 one-to-four unit, 47/100 multifamily).
Emmet, IA ZIPs, June 2026 (Emmet, IA, 7 highest): score 0 (Emmet, IA), climate 46 (Emmet, IA): 50531, 51365; score 0 (Emmet, IA), climate 45 (Emmet, IA): 51334; score 0 (Emmet, IA), climate 44 (Emmet, IA): 50514, 51364; score 0 (Emmet, IA), climate 43 (Emmet, IA): 50578; score 0 (Emmet, IA), climate 32 (Emmet, IA): 51342.
DLRadar rescores Emmet, IA monthly; Emmet, IA readings join Emmet, IA foreclosure, lien and ownership parcels (Emmet, IA), so cost-squeezed Emmet, IA owners surface before listing.
Inside Iowa, Emmet County ranks 23rd of 99 counties for home-insurance distress at 51/100; Floyd County (51/100) sits just above Emmet County, and Palo Alto County (50/100) sits just below Emmet County.
Deterministic. Every Emmet County, IA signal traces to a public Emmet dataset (FEMA, NFIP, Census for Emmet, IA) · how insurance distress works in Emmet, IA · methodology
FAQ: Emmet County, IA insurance distress
What is the Emmet County, IA home-insurance-distress score?
Emmet, IA: 51/100 (MEDIUM), #1,072 of 3,222, #23 in Iowa. FEMA hazard, Emmet, IA: 40/100; NFIP stress, Emmet, IA: 66/100; construction, Emmet, IA: 54/100; Emmet, IA rescores monthly.
Is Emmet County insurance distress getting better or worse (IA)?
Emmet, IA: 66 in March 2026; Emmet, IA: 54 in October 2026 (better); Emmet, IA climate component 46; Emmet, IA NFIP claims score 66.
How many flood-insurance claims has Emmet County, IA had?
Emmet, IA: 2 NFIP claims, three years; Emmet, IA paid $37,277; per Emmet, IA claim $18,639; carriers reprice Emmet, IA against that record.
Which Emmet County ZIP codes carry the most insurance distress (IA)?
Emmet, IA, June 2026: 50531 at 0, 51365 at 0, 51334 at 0, 50514 at 0; Emmet, IA climate scores there: 46, 46, 45, 44.
Why does Emmet, IA insurance distress create sellers?
A Emmet, IA premium outruns the Emmet, IA budget; a carrier leaves Emmet, IA; Emmet, IA carrying cost passes plan; Emmet, IA owners sell while current; Emmet, IA insurance distress leads Emmet, IA foreclosure data.