Humboldt County, IA: Home-Insurance Distress & Forced-Sale Pressure
Humboldt County, IA: 37/100 (moderate) home-insurance distress; Humboldt, IA band LOW; Humboldt, IA #1,408 of 3,222 counties; Humboldt, IA #30 of 99 in Iowa.
FEMA hazard, Humboldt, IA: 52/100; Humboldt, IA declarations, three years: 4; Humboldt, IA perils: 4 severe-storm; Humboldt, IA five-year count 6 (severity 9.0); Humboldt, IA ten-year 6; hazard-weighted, Humboldt, IA: 4.0.
Declared incidents on the Humboldt, IA record: 2024 Severe Storm 6 (Humboldt, IA).
NFIP claims, Humboldt, IA, three years: 1; Humboldt, IA payouts $0; per Humboldt, IA claim $0; Humboldt, IA claim-stress 15/100.
Humboldt, IA monthly score fell, 51 (March 2026) to 42 (October 2026); Humboldt, IA by month: March 51, April 51, May 47, June 47 (Humboldt, IA), July 44, August 43, September 43, October 42.
Humboldt, IA components: climate 60, NFIP claims 15; Humboldt, IA retreat index 42.
Construction distress, Humboldt, IA: 48/100 as of August 2026 (Humboldt, IA: 56/100 one-to-four unit, 2/100 multifamily).
Humboldt, IA ZIPs, June 2026 (Humboldt, IA, 16 highest): score 0 (Humboldt, IA), climate 56 (Humboldt, IA): 50516; score 0 (Humboldt, IA), climate 44 (Humboldt, IA): 50533; score 0 (Humboldt, IA), climate 40 (Humboldt, IA): 50560; score 0 (Humboldt, IA), climate 39 (Humboldt, IA): 50542; score 0 (Humboldt, IA), climate 37 (Humboldt, IA): 50430; score 0 (Humboldt, IA), climate 35 (Humboldt, IA): 50519, 50577; score 0 (Humboldt, IA), climate 34 (Humboldt, IA): 50570; score 0 (Humboldt, IA), climate 33 (Humboldt, IA): 50541, 50591; score 0 (Humboldt, IA), climate 32 (Humboldt, IA): 50548, 50597; score 0 (Humboldt, IA), climate 31 (Humboldt, IA): 50558; score 0 (Humboldt, IA), climate 30 (Humboldt, IA): 50520; score 0 (Humboldt, IA), climate 29 (Humboldt, IA): 50529, 50545.
DLRadar rescores Humboldt, IA monthly; Humboldt, IA readings join Humboldt, IA foreclosure, lien and ownership parcels (Humboldt, IA), so cost-squeezed Humboldt, IA owners surface before listing.
Inside Iowa, Humboldt County ranks 30th of 99 counties for home-insurance distress at 37/100; Montgomery County (45/100) sits just above Humboldt County, and Warren County (30/100) sits just below Humboldt County.
Deterministic. Every Humboldt County, IA signal traces to a public Humboldt dataset (FEMA, NFIP, Census for Humboldt, IA) · how insurance distress works in Humboldt, IA · methodology
FAQ: Humboldt County, IA insurance distress
What is the Humboldt County, IA home-insurance-distress score?
Humboldt, IA: 37/100 (LOW), #1,408 of 3,222, #30 in Iowa. FEMA hazard, Humboldt, IA: 52/100; NFIP stress, Humboldt, IA: 15/100; construction, Humboldt, IA: 48/100; Humboldt, IA rescores monthly.
Is Humboldt County insurance distress getting better or worse (IA)?
Humboldt, IA: 51 in March 2026; Humboldt, IA: 42 in October 2026 (better); Humboldt, IA climate component 60; Humboldt, IA NFIP claims score 15.
How many flood-insurance claims has Humboldt County, IA had?
Humboldt, IA: 1 NFIP claims, three years; Humboldt, IA paid $0; per Humboldt, IA claim $0; carriers reprice Humboldt, IA against that record.
Which Humboldt County ZIP codes carry the most insurance distress (IA)?
Humboldt, IA, June 2026: 50516 at 0, 50533 at 0, 50560 at 0, 50542 at 0; Humboldt, IA climate scores there: 56, 44, 40, 39.
Why does Humboldt, IA insurance distress create sellers?
A Humboldt, IA premium outruns the Humboldt, IA budget; a carrier leaves Humboldt, IA; Humboldt, IA carrying cost passes plan; Humboldt, IA owners sell while current; Humboldt, IA insurance distress leads Humboldt, IA foreclosure data.