Monona County, IA: Home-Insurance Distress & Forced-Sale Pressure
Monona County, IA: 54/100 (elevated) home-insurance distress; Monona, IA band MEDIUM; Monona, IA #1,020 of 3,222 counties; Monona, IA #18 of 99 in Iowa.
FEMA hazard, Monona, IA: 40/100; Monona, IA declarations, three years: 4; Monona, IA perils: 2 severe-storm; Monona, IA five-year count 6 (severity 10.5); Monona, IA ten-year 6; hazard-weighted, Monona, IA: 2.0.
Declared incidents on the Monona, IA record: 2025 Winter Storm 3; 2024 Severe Storm 3 (Monona, IA).
NFIP claims, Monona, IA, three years: 6; Monona, IA payouts $109,206; per Monona, IA claim $18,201; Monona, IA claim-stress 74/100.
Monona, IA monthly score fell, 67 (March 2026) to 57 (October 2026); Monona, IA by month: March 67, April 67, May 64, June 64 (Monona, IA), July 62, August 61, September 60, October 57.
Monona, IA components: climate 46, NFIP claims 74; Monona, IA retreat index 57.
Construction distress, Monona, IA: 85/100 as of August 2026 (Monona, IA: 80/100 one-to-four unit, 18/100 multifamily).
Monona, IA ZIPs, June 2026 (Monona, IA, 15 highest): score 0 (Monona, IA), climate 75 (Monona, IA): 51056; score 0 (Monona, IA), climate 74 (Monona, IA): 51019; score 0 (Monona, IA), climate 64 (Monona, IA): 51026; score 0 (Monona, IA), climate 56 (Monona, IA): 51055; score 0 (Monona, IA), climate 41 (Monona, IA): 51529; score 0 (Monona, IA), climate 38 (Monona, IA): 51034; score 0 (Monona, IA), climate 36 (Monona, IA): 51060; score 0 (Monona, IA), climate 31 (Monona, IA): 51545; score 0 (Monona, IA), climate 28 (Monona, IA): 51523, 51558; score 0 (Monona, IA), climate 27 (Monona, IA): 51010, 51040, 51051, 51063, Monona, IA 51572.
DLRadar rescores Monona, IA monthly; Monona, IA readings join Monona, IA foreclosure, lien and ownership parcels (Monona, IA), so cost-squeezed Monona, IA owners surface before listing.
Inside Iowa, Monona County ranks 18th of 99 counties for home-insurance distress at 54/100; Dubuque County (55/100) sits just above Monona County, and O'Brien County (54/100) sits just below Monona County.
Deterministic. Every Monona County, IA signal traces to a public Monona dataset (FEMA, NFIP, Census for Monona, IA) · how insurance distress works in Monona, IA · methodology
FAQ: Monona County, IA insurance distress
What is the Monona County, IA home-insurance-distress score?
Monona, IA: 54/100 (MEDIUM), #1,020 of 3,222, #18 in Iowa. FEMA hazard, Monona, IA: 40/100; NFIP stress, Monona, IA: 74/100; construction, Monona, IA: 85/100; Monona, IA rescores monthly.
Is Monona County insurance distress getting better or worse (IA)?
Monona, IA: 67 in March 2026; Monona, IA: 57 in October 2026 (better); Monona, IA climate component 46; Monona, IA NFIP claims score 74.
How many flood-insurance claims has Monona County, IA had?
Monona, IA: 6 NFIP claims, three years; Monona, IA paid $109,206; per Monona, IA claim $18,201; carriers reprice Monona, IA against that record.
Which Monona County ZIP codes carry the most insurance distress (IA)?
Monona, IA, June 2026: 51056 at 0, 51019 at 0, 51026 at 0, 51055 at 0; Monona, IA climate scores there: 75, 74, 64, 56.
Why does Monona, IA insurance distress create sellers?
A Monona, IA premium outruns the Monona, IA budget; a carrier leaves Monona, IA; Monona, IA carrying cost passes plan; Monona, IA owners sell while current; Monona, IA insurance distress leads Monona, IA foreclosure data.