Palo Alto County, IA: Home-Insurance Distress & Forced-Sale Pressure
Palo Alto County, IA: 50/100 (elevated) home-insurance distress; Palo Alto, IA band MEDIUM; Palo Alto, IA #1,092 of 3,222 counties; Palo Alto, IA #24 of 99 in Iowa.
FEMA hazard, Palo Alto, IA: 40/100; Palo Alto, IA declarations, three years: 2; Palo Alto, IA perils: 2 severe-storm; Palo Alto, IA five-year count 3 (severity 4.5); Palo Alto, IA ten-year 3; hazard-weighted, Palo Alto, IA: 2.0.
Declared incidents on the Palo Alto, IA record: 2024 Severe Storm 3 (Palo Alto, IA).
NFIP claims, Palo Alto, IA, three years: 1; Palo Alto, IA payouts $29,870; per Palo Alto, IA claim $29,870; Palo Alto, IA claim-stress 64/100.
Palo Alto, IA monthly score fell, 66 (March 2026) to 53 (October 2026); Palo Alto, IA by month: March 66, April 66, May 63, June 63 (Palo Alto, IA), July 62, August 60, September 60, October 53.
Palo Alto, IA components: climate 46, NFIP claims 64; Palo Alto, IA retreat index 53.
Construction distress, Palo Alto, IA: 87/100 as of August 2026 (Palo Alto, IA: 99/100 one-to-four unit, 4/100 multifamily).
Palo Alto, IA ZIPs, June 2026 (Palo Alto, IA, 14 highest): score 0 (Palo Alto, IA), climate 43 (Palo Alto, IA): 50578; score 0 (Palo Alto, IA), climate 38 (Palo Alto, IA): 50539; score 0 (Palo Alto, IA), climate 37 (Palo Alto, IA): 50598; score 0 (Palo Alto, IA), climate 36 (Palo Alto, IA): 50546, 50581; score 0 (Palo Alto, IA), climate 35 (Palo Alto, IA): 50554; score 0 (Palo Alto, IA), climate 32 (Palo Alto, IA): 50597, 51342, 51358; score 0 (Palo Alto, IA), climate 30 (Palo Alto, IA): 50515; score 0 (Palo Alto, IA), climate 26 (Palo Alto, IA): 50562; score 0 (Palo Alto, IA), climate 25 (Palo Alto, IA): 50527, 50528, 50536.
DLRadar rescores Palo Alto, IA monthly; Palo Alto, IA readings join Palo Alto, IA foreclosure, lien and ownership parcels (Palo Alto, IA), so cost-squeezed Palo Alto, IA owners surface before listing.
Inside Iowa, Palo Alto County ranks 24th of 99 counties for home-insurance distress at 50/100; Emmet County (51/100) sits just above Palo Alto County, and Osceola County (49/100) sits just below Palo Alto County.
Deterministic. Every Palo Alto County, IA signal traces to a public Palo Alto dataset (FEMA, NFIP, Census for Palo Alto, IA) · how insurance distress works in Palo Alto, IA · methodology
FAQ: Palo Alto County, IA insurance distress
What is the Palo Alto County, IA home-insurance-distress score?
Palo Alto, IA: 50/100 (MEDIUM), #1,092 of 3,222, #24 in Iowa. FEMA hazard, Palo Alto, IA: 40/100; NFIP stress, Palo Alto, IA: 64/100; construction, Palo Alto, IA: 87/100; Palo Alto, IA rescores monthly.
Is Palo Alto County insurance distress getting better or worse (IA)?
Palo Alto, IA: 66 in March 2026; Palo Alto, IA: 53 in October 2026 (better); Palo Alto, IA climate component 46; Palo Alto, IA NFIP claims score 64.
How many flood-insurance claims has Palo Alto County, IA had?
Palo Alto, IA: 1 NFIP claims, three years; Palo Alto, IA paid $29,870; per Palo Alto, IA claim $29,870; carriers reprice Palo Alto, IA against that record.
Which Palo Alto County ZIP codes carry the most insurance distress (IA)?
Palo Alto, IA, June 2026: 50578 at 0, 50539 at 0, 50598 at 0, 50546 at 0; Palo Alto, IA climate scores there: 43, 38, 37, 36.
Why does Palo Alto, IA insurance distress create sellers?
A Palo Alto, IA premium outruns the Palo Alto, IA budget; a carrier leaves Palo Alto, IA; Palo Alto, IA carrying cost passes plan; Palo Alto, IA owners sell while current; Palo Alto, IA insurance distress leads Palo Alto, IA foreclosure data.