Scott County, IA: Home-Insurance Distress & Forced-Sale Pressure
Scott County, IA: 58/100 (elevated) home-insurance distress; Scott, IA band MEDIUM; Scott, IA #935 of 3,222 counties; Scott, IA #11 of 99 in Iowa.
FEMA hazard, Scott, IA: 40/100; Scott, IA declarations, three years: 2; Scott, IA perils: 2 severe-storm; Scott, IA five-year count 6 (severity 7.5); Scott, IA ten-year 6; hazard-weighted, Scott, IA: 2.0.
Declared incidents on the Scott, IA record: 2024 Severe Storm 3; 2023 Flood 1 (Scott, IA).
NFIP claims, Scott, IA, three years: 42; Scott, IA payouts $692,672; per Scott, IA claim $16,492; Scott, IA claim-stress 84/100.
Scott, IA monthly score fell, 67 (March 2026) to 61 (October 2026); Scott, IA by month: March 67, April 67, May 64, June 64 (Scott, IA), July 63, August 61, September 61, October 61.
Scott, IA components: climate 46, NFIP claims 84; Scott, IA retreat index 61.
Construction distress, Scott, IA: 83/100 as of August 2026 (Scott, IA: 29/100 one-to-four unit, 100/100 multifamily).
Scott, IA ZIPs, June 2026 (Scott, IA, 16 highest): score 0 (Scott, IA), climate 86 (Scott, IA): 52722, 52728, 52745, 52746, Scott, IA 52748, 52753, 52756, 52758, Scott, IA 52767, 52768, 52801, 52802, Scott, IA 52803, 52804, 52806, 52807.
DLRadar rescores Scott, IA monthly; Scott, IA readings join Scott, IA foreclosure, lien and ownership parcels (Scott, IA), so cost-squeezed Scott, IA owners surface before listing.
Inside Iowa, Scott County ranks 11th of 99 counties for home-insurance distress at 58/100; Harrison County (58/100) sits just above Scott County, and Plymouth County (58/100) sits just below Scott County.
Deterministic. Every Scott County, IA signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, IA) · how insurance distress works in Scott, IA · methodology
FAQ: Scott County, IA insurance distress
What is the Scott County, IA home-insurance-distress score?
Scott, IA: 58/100 (MEDIUM), #935 of 3,222, #11 in Iowa. FEMA hazard, Scott, IA: 40/100; NFIP stress, Scott, IA: 84/100; construction, Scott, IA: 83/100; Scott, IA rescores monthly.
Is Scott County insurance distress getting better or worse (IA)?
Scott, IA: 67 in March 2026; Scott, IA: 61 in October 2026 (better); Scott, IA climate component 46; Scott, IA NFIP claims score 84.
How many flood-insurance claims has Scott County, IA had?
Scott, IA: 42 NFIP claims, three years; Scott, IA paid $692,672; per Scott, IA claim $16,492; carriers reprice Scott, IA against that record.
Which Scott County ZIP codes carry the most insurance distress (IA)?
Scott, IA, June 2026: 52722 at 0, 52728 at 0, 52745 at 0, 52746 at 0; Scott, IA climate scores there: 86, 86, 86, 86.
Why does Scott, IA insurance distress create sellers?
A Scott, IA premium outruns the Scott, IA budget; a carrier leaves Scott, IA; Scott, IA carrying cost passes plan; Scott, IA owners sell while current; Scott, IA insurance distress leads Scott, IA foreclosure data.