Tama County, IA: Home-Insurance Distress & Forced-Sale Pressure
Tama County, IA: 46/100 (elevated) home-insurance distress; Tama, IA band MEDIUM; Tama, IA #1,183 of 3,222 counties; Tama, IA #28 of 99 in Iowa.
FEMA hazard, Tama, IA: 40/100; Tama, IA declarations, three years: 2; Tama, IA perils: 2 severe-storm; Tama, IA five-year count 3 (severity 4.5); Tama, IA ten-year 3; hazard-weighted, Tama, IA: 2.0.
Declared incidents on the Tama, IA record: 2024 Severe Storm 3 (Tama, IA).
NFIP claims, Tama, IA, three years: 1; Tama, IA payouts $8,000; per Tama, IA claim $8,000; Tama, IA claim-stress 55/100.
Tama, IA monthly score fell, 63 (March 2026) to 49 (October 2026); Tama, IA by month: March 63, April 63, May 60, June 60 (Tama, IA), July 58, August 57, September 56, October 49.
Tama, IA components: climate 46, NFIP claims 55; Tama, IA retreat index 49.
Construction distress, Tama, IA: 94/100 as of August 2026 (Tama, IA: 94/100 one-to-four unit, 28/100 multifamily).
Tama, IA ZIPs, June 2026 (Tama, IA, 16 highest): score 0 (Tama, IA), climate 68 (Tama, IA): 50651; score 0 (Tama, IA), climate 63 (Tama, IA): 50158; score 0 (Tama, IA), climate 55 (Tama, IA): 50106; score 0 (Tama, IA), climate 54 (Tama, IA): 50612; score 0 (Tama, IA), climate 46 (Tama, IA): 50635, 50675; score 0 (Tama, IA), climate 45 (Tama, IA): 50173, 50632, 50652, 52217, Tama, IA 52339, 52342, 52348; score 0 (Tama, IA), climate 44 (Tama, IA): 52225; score 0 (Tama, IA), climate 43 (Tama, IA): 52215, 52224.
DLRadar rescores Tama, IA monthly; Tama, IA readings join Tama, IA foreclosure, lien and ownership parcels (Tama, IA), so cost-squeezed Tama, IA owners surface before listing.
Inside Iowa, Tama County ranks 28th of 99 counties for home-insurance distress at 46/100; Adams County (46/100) sits just above Tama County, and Montgomery County (45/100) sits just below Tama County.
Deterministic. Every Tama County, IA signal traces to a public Tama dataset (FEMA, NFIP, Census for Tama, IA) · how insurance distress works in Tama, IA · methodology
FAQ: Tama County, IA insurance distress
What is the Tama County, IA home-insurance-distress score?
Tama, IA: 46/100 (MEDIUM), #1,183 of 3,222, #28 in Iowa. FEMA hazard, Tama, IA: 40/100; NFIP stress, Tama, IA: 55/100; construction, Tama, IA: 94/100; Tama, IA rescores monthly.
Is Tama County insurance distress getting better or worse (IA)?
Tama, IA: 63 in March 2026; Tama, IA: 49 in October 2026 (better); Tama, IA climate component 46; Tama, IA NFIP claims score 55.
How many flood-insurance claims has Tama County, IA had?
Tama, IA: 1 NFIP claims, three years; Tama, IA paid $8,000; per Tama, IA claim $8,000; carriers reprice Tama, IA against that record.
Which Tama County ZIP codes carry the most insurance distress (IA)?
Tama, IA, June 2026: 50651 at 0, 50158 at 0, 50106 at 0, 50612 at 0; Tama, IA climate scores there: 68, 63, 55, 54.
Why does Tama, IA insurance distress create sellers?
A Tama, IA premium outruns the Tama, IA budget; a carrier leaves Tama, IA; Tama, IA carrying cost passes plan; Tama, IA owners sell while current; Tama, IA insurance distress leads Tama, IA foreclosure data.