Winneshiek County, IA: Home-Insurance Distress & Forced-Sale Pressure
Winneshiek County, IA: 21/100 (low) home-insurance distress; Winneshiek, IA band LOW; Winneshiek, IA #2,120 of 3,222 counties; Winneshiek, IA #53 of 99 in Iowa; raw Winneshiek, IA 24.3; Winneshiek, IA coverage multiplier 0.85.
FEMA hazard, Winneshiek, IA: 40/100; Winneshiek, IA declarations, three years: 2; Winneshiek, IA perils: 2 severe-storm; Winneshiek, IA five-year count 3 (severity 4.5); Winneshiek, IA ten-year 3; hazard-weighted, Winneshiek, IA: 2.0.
Declared incidents on the Winneshiek, IA record: 2024 Severe Storm 3 (Winneshiek, IA).
NFIP claims, Winneshiek, IA, three years: none; Winneshiek, IA claim-stress 0/100.
Winneshiek, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Winneshiek, IA by month: March 26, April 26, May 24, June 24 (Winneshiek, IA), July 23, August 21, September 21, October 23.
Winneshiek, IA components: climate 46; Winneshiek, IA retreat index 23; Winneshiek, IA climate multiplier 0.85.
Construction distress, Winneshiek, IA: 47/100 as of August 2026 (Winneshiek, IA: 41/100 one-to-four unit, 94/100 multifamily).
Winneshiek, IA ZIPs, June 2026 (Winneshiek, IA, 12 highest): score 0 (Winneshiek, IA), climate 46 (Winneshiek, IA): 52133; score 0 (Winneshiek, IA), climate 45 (Winneshiek, IA): 52161, 52171; score 0 (Winneshiek, IA), climate 44 (Winneshiek, IA): 52144, 52165, 52168; score 0 (Winneshiek, IA), climate 43 (Winneshiek, IA): 52101, 52132; score 0 (Winneshiek, IA), climate 41 (Winneshiek, IA): 52162; score 0 (Winneshiek, IA), climate 38 (Winneshiek, IA): 52140, 52172; score 0 (Winneshiek, IA), climate 30 (Winneshiek, IA): 52136.
DLRadar rescores Winneshiek, IA monthly; Winneshiek, IA readings join Winneshiek, IA foreclosure, lien and ownership parcels (Winneshiek, IA), so cost-squeezed Winneshiek, IA owners surface before listing.
Inside Iowa, Winneshiek County ranks 53rd of 99 counties for home-insurance distress at 21/100; Winnebago County (21/100) sits just above Winneshiek County, and Bremer County (19/100) sits just below Winneshiek County.
Deterministic. Every Winneshiek County, IA signal traces to a public Winneshiek dataset (FEMA, NFIP, Census for Winneshiek, IA) · how insurance distress works in Winneshiek, IA · methodology
FAQ: Winneshiek County, IA insurance distress
What is the Winneshiek County, IA home-insurance-distress score?
Winneshiek, IA: 21/100 (LOW), #2,120 of 3,222, #53 in Iowa. FEMA hazard, Winneshiek, IA: 40/100; NFIP stress, Winneshiek, IA: 0/100; construction, Winneshiek, IA: 47/100; Winneshiek, IA rescores monthly.
Is Winneshiek County insurance distress getting better or worse (IA)?
Winneshiek, IA: 26 in March 2026; Winneshiek, IA: 23 in October 2026 (better); Winneshiek, IA climate component 46.
Which Winneshiek County ZIP codes carry the most insurance distress (IA)?
Winneshiek, IA, June 2026: 52133 at 0, 52161 at 0, 52171 at 0, 52144 at 0; Winneshiek, IA climate scores there: 46, 45, 45, 44.
Why does Winneshiek, IA insurance distress create sellers?
A Winneshiek, IA premium outruns the Winneshiek, IA budget; a carrier leaves Winneshiek, IA; Winneshiek, IA carrying cost passes plan; Winneshiek, IA owners sell while current; Winneshiek, IA insurance distress leads Winneshiek, IA foreclosure data.