Champaign County, IL: Home-Insurance Distress & Forced-Sale Pressure
Champaign County, IL: 22/100 (low) home-insurance distress; Champaign, IL band LOW; Champaign, IL #2,063 of 3,222 counties; Champaign, IL #27 of 102 in Illinois; raw Champaign, IL 25.6; Champaign, IL coverage multiplier 0.85.
FEMA hazard, Champaign, IL: 0/100; Champaign, IL declarations, three years: none.
NFIP claims, Champaign, IL, three years: 5; Champaign, IL payouts $21,398; per Champaign, IL claim $4,280; Champaign, IL claim-stress 64/100.
Champaign, IL monthly score rose, 19 (March 2026) to 22 (October 2026); Champaign, IL by month: March 19, April 19, May 20, June 20 (Champaign, IL), July 20, August 20, September 20, October 22.
Champaign, IL components: NFIP claims 64; Champaign, IL retreat index 22; Champaign, IL climate multiplier 0.85.
Construction distress, Champaign, IL: 0/100 as of August 2026 (Champaign, IL: 61/100 one-to-four unit, 0/100 multifamily).
Champaign, IL ZIPs, June 2026 (Champaign, IL, 16 highest): score 0 (Champaign, IL), climate 90 (Champaign, IL): 61801, 61802, 61815, 61816, Champaign, IL 61820, 61821, 61822, 61840, Champaign, IL 61843, 61847, 61863, 61864, Champaign, IL 61866, 61871, 61873, 61874.
DLRadar rescores Champaign, IL monthly; Champaign, IL readings join Champaign, IL foreclosure, lien and ownership parcels (Champaign, IL), so cost-squeezed Champaign, IL owners surface before listing.
Inside Illinois, Champaign County ranks 27th of 102 counties for home-insurance distress at 22/100; Sangamon County (22/100) sits just above Champaign County, and Vermilion County (21/100) sits just below Champaign County.
Deterministic. Every Champaign County, IL signal traces to a public Champaign dataset (FEMA, NFIP, Census for Champaign, IL) · how insurance distress works in Champaign, IL · methodology
FAQ: Champaign County, IL insurance distress
What is the Champaign County, IL home-insurance-distress score?
Champaign, IL: 22/100 (LOW), #2,063 of 3,222, #27 in Illinois. FEMA hazard, Champaign, IL: 0/100; NFIP stress, Champaign, IL: 64/100; construction, Champaign, IL: 0/100; Champaign, IL rescores monthly.
Is Champaign County insurance distress getting better or worse (IL)?
Champaign, IL: 19 in March 2026; Champaign, IL: 22 in October 2026 (worse); Champaign, IL NFIP claims score 64.
How many flood-insurance claims has Champaign County, IL had?
Champaign, IL: 5 NFIP claims, three years; Champaign, IL paid $21,398; per Champaign, IL claim $4,280; carriers reprice Champaign, IL against that record.
Which Champaign County ZIP codes carry the most insurance distress (IL)?
Champaign, IL, June 2026: 61801 at 0, 61802 at 0, 61815 at 0, 61816 at 0; Champaign, IL climate scores there: 90, 90, 90, 90.
Why does Champaign, IL insurance distress create sellers?
A Champaign, IL premium outruns the Champaign, IL budget; a carrier leaves Champaign, IL; Champaign, IL carrying cost passes plan; Champaign, IL owners sell while current; Champaign, IL insurance distress leads Champaign, IL foreclosure data.