Mchenry County, IL: Home-Insurance Distress & Forced-Sale Pressure
Mchenry County, IL: 29/100 (moderate) home-insurance distress; Mchenry, IL band LOW; Mchenry, IL #1,643 of 3,222 counties; Mchenry, IL #10 of 102 in Illinois; raw Mchenry, IL 33.7; Mchenry, IL coverage multiplier 0.85.
FEMA hazard, Mchenry, IL: 0/100; Mchenry, IL declarations, three years: none.
NFIP claims, Mchenry, IL, three years: 34; Mchenry, IL payouts $609,401; per Mchenry, IL claim $17,924; Mchenry, IL claim-stress 84/100.
Mchenry, IL monthly score rose, 19 (March 2026) to 29 (October 2026); Mchenry, IL by month: March 19, April 19, May 23, June 23 (Mchenry, IL), July 23, August 23, September 23, October 29.
Mchenry, IL components: NFIP claims 84; Mchenry, IL retreat index 29; Mchenry, IL climate multiplier 0.85.
Construction distress, Mchenry, IL: 64/100 as of August 2026 (Mchenry, IL: 67/100 one-to-four unit, 60/100 multifamily).
Mchenry, IL ZIPs, June 2026 (Mchenry, IL, 16 highest): score 0 (Mchenry, IL), climate 98 (Mchenry, IL): 60010; score 0 (Mchenry, IL), climate 97 (Mchenry, IL): 60020; score 0 (Mchenry, IL), climate 95 (Mchenry, IL): 60042, 60140; score 0 (Mchenry, IL), climate 93 (Mchenry, IL): 60013, 60021, 60051, 60081, Mchenry, IL 60102, 60142; score 0 (Mchenry, IL), climate 92 (Mchenry, IL): 60012, 60014, 60034, 60050, Mchenry, IL 60071, 60072.
DLRadar rescores Mchenry, IL monthly; Mchenry, IL readings join Mchenry, IL foreclosure, lien and ownership parcels (Mchenry, IL), so cost-squeezed Mchenry, IL owners surface before listing.
Inside Illinois, Mchenry County ranks 11th of 102 counties for home-insurance distress at 29/100; Rock Island County (29/100) sits just above Mchenry County, and White County (28/100) sits just below Mchenry County.
Deterministic. Every Mchenry County, IL signal traces to a public Mchenry dataset (FEMA, NFIP, Census for Mchenry, IL) · how insurance distress works in Mchenry, IL · methodology
FAQ: Mchenry County, IL insurance distress
What is the Mchenry County, IL home-insurance-distress score?
Mchenry, IL: 29/100 (LOW), #1,643 of 3,222, #10 in Illinois. FEMA hazard, Mchenry, IL: 0/100; NFIP stress, Mchenry, IL: 84/100; construction, Mchenry, IL: 64/100; Mchenry, IL rescores monthly.
Is Mchenry County insurance distress getting better or worse (IL)?
Mchenry, IL: 19 in March 2026; Mchenry, IL: 29 in October 2026 (worse); Mchenry, IL NFIP claims score 84.
How many flood-insurance claims has Mchenry County, IL had?
Mchenry, IL: 34 NFIP claims, three years; Mchenry, IL paid $609,401; per Mchenry, IL claim $17,924; carriers reprice Mchenry, IL against that record.
Which Mchenry County ZIP codes carry the most insurance distress (IL)?
Mchenry, IL, June 2026: 60010 at 0, 60020 at 0, 60042 at 0, 60140 at 0; Mchenry, IL climate scores there: 98, 97, 95, 95.
Why does Mchenry, IL insurance distress create sellers?
A Mchenry, IL premium outruns the Mchenry, IL budget; a carrier leaves Mchenry, IL; Mchenry, IL carrying cost passes plan; Mchenry, IL owners sell while current; Mchenry, IL insurance distress leads Mchenry, IL foreclosure data.