Ogle County, IL: Home-Insurance Distress & Forced-Sale Pressure
Ogle County, IL: 23/100 (low) home-insurance distress; Ogle, IL band LOW; Ogle, IL #2,005 of 3,222 counties; Ogle, IL #22 of 102 in Illinois; raw Ogle, IL 27.6; Ogle, IL coverage multiplier 0.85.
FEMA hazard, Ogle, IL: 0/100; Ogle, IL declarations, three years: none.
NFIP claims, Ogle, IL, three years: 5; Ogle, IL payouts $53,580; per Ogle, IL claim $10,716; Ogle, IL claim-stress 69/100.
Ogle, IL monthly score: 23 in every month from March 2026 (Ogle, IL) through October 2026.
Ogle, IL components: NFIP claims 69; Ogle, IL retreat index 23; Ogle, IL climate multiplier 0.85.
Construction distress, Ogle, IL: 88/100 as of August 2026 (Ogle, IL: 36/100 one-to-four unit, 100/100 multifamily).
Ogle, IL ZIPs, June 2026 (Ogle, IL, 16 highest): score 0 (Ogle, IL), climate 92 (Ogle, IL): 61088, 61109; score 0 (Ogle, IL), climate 90 (Ogle, IL): 61102; score 0 (Ogle, IL), climate 79 (Ogle, IL): 60146; score 0 (Ogle, IL), climate 76 (Ogle, IL): 60129, 61020, 61084; score 0 (Ogle, IL), climate 75 (Ogle, IL): 61047; score 0 (Ogle, IL), climate 74 (Ogle, IL): 60113, 61007, 61010, 61015, Ogle, IL 61030, 61043, 61049, 61052.
DLRadar rescores Ogle, IL monthly; Ogle, IL readings join Ogle, IL foreclosure, lien and ownership parcels (Ogle, IL), so cost-squeezed Ogle, IL owners surface before listing.
Inside Illinois, Ogle County ranks 22nd of 102 counties for home-insurance distress at 23/100; Henderson County (24/100) sits just above Ogle County, and Pulaski County (23/100) sits just below Ogle County.
Deterministic. Every Ogle County, IL signal traces to a public Ogle dataset (FEMA, NFIP, Census for Ogle, IL) · how insurance distress works in Ogle, IL · methodology
FAQ: Ogle County, IL insurance distress
What is the Ogle County, IL home-insurance-distress score?
Ogle, IL: 23/100 (LOW), #2,005 of 3,222, #22 in Illinois. FEMA hazard, Ogle, IL: 0/100; NFIP stress, Ogle, IL: 69/100; construction, Ogle, IL: 88/100; Ogle, IL rescores monthly.
Is Ogle County insurance distress getting better or worse (IL)?
Ogle, IL: 23 in March 2026; Ogle, IL: 23 in October 2026 (unchanged); Ogle, IL NFIP claims score 69.
How many flood-insurance claims has Ogle County, IL had?
Ogle, IL: 5 NFIP claims, three years; Ogle, IL paid $53,580; per Ogle, IL claim $10,716; carriers reprice Ogle, IL against that record.
Which Ogle County ZIP codes carry the most insurance distress (IL)?
Ogle, IL, June 2026: 61088 at 0, 61109 at 0, 61102 at 0, 60146 at 0; Ogle, IL climate scores there: 92, 92, 90, 79.
Why does Ogle, IL insurance distress create sellers?
A Ogle, IL premium outruns the Ogle, IL budget; a carrier leaves Ogle, IL; Ogle, IL carrying cost passes plan; Ogle, IL owners sell while current; Ogle, IL insurance distress leads Ogle, IL foreclosure data.