Adams County, IN: Home-Insurance Distress & Forced-Sale Pressure
Adams County, IN: 18/100 (low) home-insurance distress; Adams, IN band LOW; Adams, IN #2,392 of 3,222 counties; Adams, IN #82 of 92 in Indiana; raw Adams, IN 20.6; Adams, IN coverage multiplier 0.85.
FEMA hazard, Adams, IN: 0/100; Adams, IN declarations, three years: 2; Adams, IN five-year count 3 (severity 6.0); Adams, IN ten-year 3.
Declared incidents on the Adams, IN record: 2026 Winter Storm 3 (Adams, IN).
NFIP claims, Adams, IN, three years: 1; Adams, IN payouts $3,128; per Adams, IN claim $3,128; Adams, IN claim-stress 52/100.
Adams, IN monthly score fell, 19 (March 2026) to 18 (October 2026); Adams, IN by month: March 19, April 19, May 19, June 19 (Adams, IN), July 19, August 19, September 19, October 18.
Adams, IN components: NFIP claims 52; Adams, IN retreat index 18; Adams, IN climate multiplier 0.85.
Construction distress, Adams, IN: 36/100 as of August 2026 (Adams, IN: 5/100 one-to-four unit, 97/100 multifamily).
Adams, IN ZIPs, June 2026 (Adams, IN, 8 highest): score 0 (Adams, IN), climate 88 (Adams, IN): 46773; score 0 (Adams, IN), climate 48 (Adams, IN): 46733; score 0 (Adams, IN), climate 47 (Adams, IN): 46711, 46772; score 0 (Adams, IN), climate 45 (Adams, IN): 46740; score 0 (Adams, IN), climate 32 (Adams, IN): 46777; score 0 (Adams, IN), climate 30 (Adams, IN): 46714; score 0 (Adams, IN), climate 25 (Adams, IN): 47326.
DLRadar rescores Adams, IN monthly; Adams, IN readings join Adams, IN foreclosure, lien and ownership parcels (Adams, IN), so cost-squeezed Adams, IN owners surface before listing.
Inside Indiana, Adams County ranks 82nd of 92 counties for home-insurance distress at 18/100; Gibson County (18/100) sits just above Adams County, and Tippecanoe County (7/100) sits just below Adams County.
Deterministic. Every Adams County, IN signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, IN) · how insurance distress works in Adams, IN · methodology
FAQ: Adams County, IN insurance distress
What is the Adams County, IN home-insurance-distress score?
Adams, IN: 18/100 (LOW), #2,392 of 3,222, #82 in Indiana. FEMA hazard, Adams, IN: 0/100; NFIP stress, Adams, IN: 52/100; construction, Adams, IN: 36/100; Adams, IN rescores monthly.
Is Adams County insurance distress getting better or worse (IN)?
Adams, IN: 19 in March 2026; Adams, IN: 18 in October 2026 (better); Adams, IN NFIP claims score 52.
How many flood-insurance claims has Adams County, IN had?
Adams, IN: 1 NFIP claims, three years; Adams, IN paid $3,128; per Adams, IN claim $3,128; carriers reprice Adams, IN against that record.
Which Adams County ZIP codes carry the most insurance distress (IN)?
Adams, IN, June 2026: 46773 at 0, 46733 at 0, 46711 at 0, 46772 at 0; Adams, IN climate scores there: 88, 48, 47, 47.
Why does Adams, IN insurance distress create sellers?
A Adams, IN premium outruns the Adams, IN budget; a carrier leaves Adams, IN; Adams, IN carrying cost passes plan; Adams, IN owners sell while current; Adams, IN insurance distress leads Adams, IN foreclosure data.