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Cass County, IN: Home-Insurance Distress & Forced-Sale Pressure

Cass County, IN: 47/100 (elevated) home-insurance distress; Cass, IN band MEDIUM; Cass, IN #1,167 of 3,222 counties; Cass, IN #49 of 92 in Indiana.

FEMA hazard, Cass, IN: 68/100; Cass, IN declarations, three years: 6; Cass, IN perils: 4 flood; Cass, IN five-year count 3 (severity 6.0); Cass, IN ten-year 3; hazard-weighted, Cass, IN: 8.0.

Declared incidents on the Cass, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Cass, IN).

NFIP claims, Cass, IN, three years: 1; Cass, IN payouts $0; per Cass, IN claim $0; Cass, IN claim-stress 15/100.

Cass, IN monthly score rose, 6 (March 2026) to 52 (October 2026); Cass, IN by month: March 6, April 6, May 5, June 5 (Cass, IN), July 5, August 38, September 38, October 52.

Cass, IN components: climate 77, NFIP claims 15; Cass, IN retreat index 52.

Construction distress, Cass, IN: 47/100 as of August 2026 (Cass, IN: 50/100 one-to-four unit, 31/100 multifamily).

Cass, IN ZIPs, June 2026 (Cass, IN, 12 highest): score 0 (Cass, IN), climate 63 (Cass, IN): 46901; score 0 (Cass, IN), climate 55 (Cass, IN): 46932; score 0 (Cass, IN), climate 54 (Cass, IN): 46961, 46967, 46994, 46998; score 0 (Cass, IN), climate 53 (Cass, IN): 46947, 46988; score 0 (Cass, IN), climate 52 (Cass, IN): 46926, 46950, 46970; score 0 (Cass, IN), climate 51 (Cass, IN): 46978.

DLRadar rescores Cass, IN monthly; Cass, IN readings join Cass, IN foreclosure, lien and ownership parcels (Cass, IN), so cost-squeezed Cass, IN owners surface before listing.

Inside Indiana, Cass County ranks 49th of 92 counties for home-insurance distress at 47/100; Carroll County (47/100) sits just above Cass County, and Pulaski County (47/100) sits just below Cass County.

Insurance distress
47/100
Cass, IN: MEDIUM
National rank
#1167
Cass, IN: of 3,222 counties
FEMA hazard
68/100
Cass County hazard
NFIP claim stress
15/100
Cass, IN 3-year
Flood claims (3y)
1
Cass, IN
Claims paid (3y)
$0
Cass, IN payouts
Per claim
$0
Cass, IN
Construction distress
47/100
Cass, IN

Deterministic. Every Cass County, IN signal traces to a public Cass dataset (FEMA, NFIP, Census for Cass, IN) · how insurance distress works in Cass, IN · methodology

FAQ: Cass County, IN insurance distress

What is the Cass County, IN home-insurance-distress score?

Cass, IN: 47/100 (MEDIUM), #1,167 of 3,222, #49 in Indiana. FEMA hazard, Cass, IN: 68/100; NFIP stress, Cass, IN: 15/100; construction, Cass, IN: 47/100; Cass, IN rescores monthly.

Is Cass County insurance distress getting better or worse (IN)?

Cass, IN: 6 in March 2026; Cass, IN: 52 in October 2026 (worse); Cass, IN climate component 77; Cass, IN NFIP claims score 15.

How many flood-insurance claims has Cass County, IN had?

Cass, IN: 1 NFIP claims, three years; Cass, IN paid $0; per Cass, IN claim $0; carriers reprice Cass, IN against that record.

Which Cass County ZIP codes carry the most insurance distress (IN)?

Cass, IN, June 2026: 46901 at 0, 46932 at 0, 46961 at 0, 46967 at 0; Cass, IN climate scores there: 63, 55, 54, 54.

Why does Cass, IN insurance distress create sellers?

A Cass, IN premium outruns the Cass, IN budget; a carrier leaves Cass, IN; Cass, IN carrying cost passes plan; Cass, IN owners sell while current; Cass, IN insurance distress leads Cass, IN foreclosure data.

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