Decatur County, IN: Home-Insurance Distress & Forced-Sale Pressure
Decatur County, IN: 71/100 (severe) home-insurance distress; Decatur, IN band MEDIUM; Decatur, IN #597 of 3,222 counties; Decatur, IN #15 of 92 in Indiana.
FEMA hazard, Decatur, IN: 78/100; Decatur, IN declarations, three years: 8; Decatur, IN perils: 6 flood; Decatur, IN five-year count 6 (severity 12.0); Decatur, IN ten-year 6; hazard-weighted, Decatur, IN: 12.0.
Declared incidents on the Decatur, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Decatur, IN); 2025 Flood 3 (Decatur, IN).
NFIP claims, Decatur, IN, three years: 2; Decatur, IN payouts $20,497; per Decatur, IN claim $10,248; Decatur, IN claim-stress 61/100.
Decatur, IN monthly score rose, 64 (March 2026) to 78 (October 2026); Decatur, IN by month: March 64, April 64, May 60, June 60 (Decatur, IN), July 57, August 76, September 73, October 78.
Decatur, IN components: climate 88, NFIP claims 61; Decatur, IN retreat index 78.
Construction distress, Decatur, IN: 69/100 as of August 2026 (Decatur, IN: 63/100 one-to-four unit, 34/100 multifamily).
Decatur, IN ZIPs, June 2026 (Decatur, IN, 11 highest): score 0 (Decatur, IN), climate 73 (Decatur, IN): 47246; score 0 (Decatur, IN), climate 67 (Decatur, IN): 47244; score 0 (Decatur, IN), climate 44 (Decatur, IN): 47006; score 0 (Decatur, IN), climate 39 (Decatur, IN): 47272; score 0 (Decatur, IN), climate 35 (Decatur, IN): 47283; score 0 (Decatur, IN), climate 33 (Decatur, IN): 47225, 47240, 47263, 47265; score 0 (Decatur, IN), climate 19 (Decatur, IN): 46173; score 0 (Decatur, IN), climate 18 (Decatur, IN): 46156.
DLRadar rescores Decatur, IN monthly; Decatur, IN readings join Decatur, IN foreclosure, lien and ownership parcels (Decatur, IN), so cost-squeezed Decatur, IN owners surface before listing.
Inside Indiana, Decatur County ranks 16th of 92 counties for home-insurance distress at 71/100; Tipton County (71/100) sits just above Decatur County, and Lake County (71/100) sits just below Decatur County.
Deterministic. Every Decatur County, IN signal traces to a public Decatur dataset (FEMA, NFIP, Census for Decatur, IN) · how insurance distress works in Decatur, IN · methodology
FAQ: Decatur County, IN insurance distress
What is the Decatur County, IN home-insurance-distress score?
Decatur, IN: 71/100 (MEDIUM), #597 of 3,222, #15 in Indiana. FEMA hazard, Decatur, IN: 78/100; NFIP stress, Decatur, IN: 61/100; construction, Decatur, IN: 69/100; Decatur, IN rescores monthly.
Is Decatur County insurance distress getting better or worse (IN)?
Decatur, IN: 64 in March 2026; Decatur, IN: 78 in October 2026 (worse); Decatur, IN climate component 88; Decatur, IN NFIP claims score 61.
How many flood-insurance claims has Decatur County, IN had?
Decatur, IN: 2 NFIP claims, three years; Decatur, IN paid $20,497; per Decatur, IN claim $10,248; carriers reprice Decatur, IN against that record.
Which Decatur County ZIP codes carry the most insurance distress (IN)?
Decatur, IN, June 2026: 47246 at 0, 47244 at 0, 47006 at 0, 47272 at 0; Decatur, IN climate scores there: 73, 67, 44, 39.
Why does Decatur, IN insurance distress create sellers?
A Decatur, IN premium outruns the Decatur, IN budget; a carrier leaves Decatur, IN; Decatur, IN carrying cost passes plan; Decatur, IN owners sell while current; Decatur, IN insurance distress leads Decatur, IN foreclosure data.