Hamilton County, IN: Home-Insurance Distress & Forced-Sale Pressure
Hamilton County, IN: 77/100 (severe) home-insurance distress; Hamilton, IN band MEDIUM; Hamilton, IN #456 of 3,222 counties; Hamilton, IN #5 of 92 in Indiana.
FEMA hazard, Hamilton, IN: 68/100; Hamilton, IN declarations, three years: 6; Hamilton, IN perils: 4 flood; Hamilton, IN five-year count 3 (severity 6.0); Hamilton, IN ten-year 3; hazard-weighted, Hamilton, IN: 8.0.
Declared incidents on the Hamilton, IN record: 2026 Flood 6; 2026 Winter Storm 3 (Hamilton, IN).
NFIP claims, Hamilton, IN, three years: 84; Hamilton, IN payouts $1,960,850; per Hamilton, IN claim $23,343; Hamilton, IN claim-stress 89/100.
Hamilton, IN monthly score rose, 8 (March 2026) to 82 (October 2026); Hamilton, IN by month: March 8, April 8, May 8, June 8 (Hamilton, IN), July 8, August 52, September 52, October 82.
Hamilton, IN components: climate 77, NFIP claims 89; Hamilton, IN retreat index 82.
Construction distress, Hamilton, IN: 8/100 as of August 2026 (Hamilton, IN: 28/100 one-to-four unit, 1/100 multifamily).
Hamilton, IN ZIPs, June 2026 (Hamilton, IN, 16 highest): score 0 (Hamilton, IN), climate 97 (Hamilton, IN): 46236, 46240, 46250, 46256, Hamilton, IN 46260, 46268; score 0 (Hamilton, IN), climate 91 (Hamilton, IN): 46030, 46032, 46033, 46034, Hamilton, IN 46037, 46038, 46060, 46062, Hamilton, IN 46074, 46280.
DLRadar rescores Hamilton, IN monthly; Hamilton, IN readings join Hamilton, IN foreclosure, lien and ownership parcels (Hamilton, IN), so cost-squeezed Hamilton, IN owners surface before listing.
Inside Indiana, Hamilton County ranks 5th of 92 counties for home-insurance distress at 77/100; Jefferson County (77/100) sits just above Hamilton County, and Franklin County (76/100) sits just below Hamilton County.
Deterministic. Every Hamilton County, IN signal traces to a public Hamilton dataset (FEMA, NFIP, Census for Hamilton, IN) · how insurance distress works in Hamilton, IN · methodology
FAQ: Hamilton County, IN insurance distress
What is the Hamilton County, IN home-insurance-distress score?
Hamilton, IN: 77/100 (MEDIUM), #456 of 3,222, #5 in Indiana. FEMA hazard, Hamilton, IN: 68/100; NFIP stress, Hamilton, IN: 89/100; construction, Hamilton, IN: 8/100; Hamilton, IN rescores monthly.
Is Hamilton County insurance distress getting better or worse (IN)?
Hamilton, IN: 8 in March 2026; Hamilton, IN: 82 in October 2026 (worse); Hamilton, IN climate component 77; Hamilton, IN NFIP claims score 89.
How many flood-insurance claims has Hamilton County, IN had?
Hamilton, IN: 84 NFIP claims, three years; Hamilton, IN paid $1,960,850; per Hamilton, IN claim $23,343; carriers reprice Hamilton, IN against that record.
Which Hamilton County ZIP codes carry the most insurance distress (IN)?
Hamilton, IN, June 2026: 46236 at 0, 46240 at 0, 46250 at 0, 46256 at 0; Hamilton, IN climate scores there: 97, 97, 97, 97.
Why does Hamilton, IN insurance distress create sellers?
A Hamilton, IN premium outruns the Hamilton, IN budget; a carrier leaves Hamilton, IN; Hamilton, IN carrying cost passes plan; Hamilton, IN owners sell while current; Hamilton, IN insurance distress leads Hamilton, IN foreclosure data.