Jay County, IN: Home-Insurance Distress & Forced-Sale Pressure
Jay County, IN: 27/100 (moderate) home-insurance distress; Jay, IN band LOW; Jay, IN #1,713 of 3,222 counties; Jay, IN #68 of 92 in Indiana; raw Jay, IN 31.2; Jay, IN coverage multiplier 0.85.
FEMA hazard, Jay, IN: 52/100; Jay, IN declarations, three years: 4; Jay, IN perils: 2 flood; Jay, IN five-year count 3 (severity 6.0); Jay, IN ten-year 3; hazard-weighted, Jay, IN: 4.0.
Declared incidents on the Jay, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Jay, IN).
NFIP claims, Jay, IN, three years: none; Jay, IN claim-stress 0/100.
Jay, IN monthly score rose, 0 (March 2026) to 30 (October 2026); Jay, IN by month: March 0, April 0, May 0, June 0 (Jay, IN), July 0, August 26, September 27, October 30.
Jay, IN components: climate 60; Jay, IN retreat index 30; Jay, IN climate multiplier 0.85.
Construction distress, Jay, IN: 45/100 as of August 2026 (Jay, IN: 40/100 one-to-four unit, 27/100 multifamily).
Jay, IN ZIPs, June 2026 (Jay, IN, 9 highest): score 0 (Jay, IN), climate 73 (Jay, IN): 47320; score 0 (Jay, IN), climate 37 (Jay, IN): 47336; score 0 (Jay, IN), climate 31 (Jay, IN): 47380, 47390; score 0 (Jay, IN), climate 25 (Jay, IN): 47326; score 0 (Jay, IN), climate 24 (Jay, IN): 47371, 47373, 47381; score 0 (Jay, IN), climate 23 (Jay, IN): 47369.
DLRadar rescores Jay, IN monthly; Jay, IN readings join Jay, IN foreclosure, lien and ownership parcels (Jay, IN), so cost-squeezed Jay, IN owners surface before listing.
Inside Indiana, Jay County ranks 68th of 92 counties for home-insurance distress at 27/100; Johnson County (27/100) sits just above Jay County, and Knox County (27/100) sits just below Jay County.
Deterministic. Every Jay County, IN signal traces to a public Jay dataset (FEMA, NFIP, Census for Jay, IN) · how insurance distress works in Jay, IN · methodology
FAQ: Jay County, IN insurance distress
What is the Jay County, IN home-insurance-distress score?
Jay, IN: 27/100 (LOW), #1,713 of 3,222, #68 in Indiana. FEMA hazard, Jay, IN: 52/100; NFIP stress, Jay, IN: 0/100; construction, Jay, IN: 45/100; Jay, IN rescores monthly.
Is Jay County insurance distress getting better or worse (IN)?
Jay, IN: 0 in March 2026; Jay, IN: 30 in October 2026 (worse); Jay, IN climate component 60.
Which Jay County ZIP codes carry the most insurance distress (IN)?
Jay, IN, June 2026: 47320 at 0, 47336 at 0, 47380 at 0, 47390 at 0; Jay, IN climate scores there: 73, 37, 31, 31.
Why does Jay, IN insurance distress create sellers?
A Jay, IN premium outruns the Jay, IN budget; a carrier leaves Jay, IN; Jay, IN carrying cost passes plan; Jay, IN owners sell while current; Jay, IN insurance distress leads Jay, IN foreclosure data.