Putnam County, IN: Home-Insurance Distress & Forced-Sale Pressure
Putnam County, IN: 37/100 (moderate) home-insurance distress; Putnam, IN band LOW; Putnam, IN #1,406 of 3,222 counties; Putnam, IN #57 of 92 in Indiana.
FEMA hazard, Putnam, IN: 52/100; Putnam, IN declarations, three years: 4; Putnam, IN perils: 2 flood; Putnam, IN five-year count 3 (severity 6.0); Putnam, IN ten-year 3; hazard-weighted, Putnam, IN: 4.0.
Declared incidents on the Putnam, IN record: 2026 Winter Storm 3; 2026 Flood 3 (Putnam, IN).
NFIP claims, Putnam, IN, three years: 1; Putnam, IN payouts $0; per Putnam, IN claim $0; Putnam, IN claim-stress 15/100.
Putnam, IN monthly score rose, 6 (March 2026) to 42 (October 2026); Putnam, IN by month: March 6, April 6, May 5, June 5 (Putnam, IN), July 5, August 5, September 5, October 42.
Putnam, IN components: climate 60, NFIP claims 15; Putnam, IN retreat index 42.
Construction distress, Putnam, IN: 81/100 as of August 2026 (Putnam, IN: 59/100 one-to-four unit, 100/100 multifamily).
Putnam, IN ZIPs, June 2026 (Putnam, IN, 16 highest): score 0 (Putnam, IN), climate 80 (Putnam, IN): 46165; score 0 (Putnam, IN), climate 64 (Putnam, IN): 46121; score 0 (Putnam, IN), climate 46 (Putnam, IN): 46105, 46120, 46128, 46135, Putnam, IN 46170, 46171, 46172; score 0 (Putnam, IN), climate 45 (Putnam, IN): 46175; score 0 (Putnam, IN), climate 44 (Putnam, IN): 47954; score 0 (Putnam, IN), climate 43 (Putnam, IN): 47456; score 0 (Putnam, IN), climate 38 (Putnam, IN): 47989; score 0 (Putnam, IN), climate 36 (Putnam, IN): 47868; score 0 (Putnam, IN), climate 33 (Putnam, IN): 47840; score 0 (Putnam, IN), climate 27 (Putnam, IN): 47872.
DLRadar rescores Putnam, IN monthly; Putnam, IN readings join Putnam, IN foreclosure, lien and ownership parcels (Putnam, IN), so cost-squeezed Putnam, IN owners surface before listing.
Inside Indiana, Putnam County ranks 57th of 92 counties for home-insurance distress at 37/100; Jennings County (37/100) sits just above Putnam County, and Wabash County (37/100) sits just below Putnam County.
Deterministic. Every Putnam County, IN signal traces to a public Putnam dataset (FEMA, NFIP, Census for Putnam, IN) · how insurance distress works in Putnam, IN · methodology
FAQ: Putnam County, IN insurance distress
What is the Putnam County, IN home-insurance-distress score?
Putnam, IN: 37/100 (LOW), #1,406 of 3,222, #57 in Indiana. FEMA hazard, Putnam, IN: 52/100; NFIP stress, Putnam, IN: 15/100; construction, Putnam, IN: 81/100; Putnam, IN rescores monthly.
Is Putnam County insurance distress getting better or worse (IN)?
Putnam, IN: 6 in March 2026; Putnam, IN: 42 in October 2026 (worse); Putnam, IN climate component 60; Putnam, IN NFIP claims score 15.
How many flood-insurance claims has Putnam County, IN had?
Putnam, IN: 1 NFIP claims, three years; Putnam, IN paid $0; per Putnam, IN claim $0; carriers reprice Putnam, IN against that record.
Which Putnam County ZIP codes carry the most insurance distress (IN)?
Putnam, IN, June 2026: 46165 at 0, 46121 at 0, 46105 at 0, 46120 at 0; Putnam, IN climate scores there: 80, 64, 46, 46.
Why does Putnam, IN insurance distress create sellers?
A Putnam, IN premium outruns the Putnam, IN budget; a carrier leaves Putnam, IN; Putnam, IN carrying cost passes plan; Putnam, IN owners sell while current; Putnam, IN insurance distress leads Putnam, IN foreclosure data.