Whitley County, IN: Home-Insurance Distress & Forced-Sale Pressure
Whitley County, IN: 5/100 (low) home-insurance distress; Whitley, IN band LOW; Whitley, IN #2,444 of 3,222 counties; Whitley, IN #84 of 92 in Indiana; raw Whitley, IN 6.1; Whitley, IN coverage multiplier 0.85.
FEMA hazard, Whitley, IN: 0/100; Whitley, IN declarations, three years: 2; Whitley, IN five-year count 3 (severity 6.0); Whitley, IN ten-year 3.
Declared incidents on the Whitley, IN record: 2026 Winter Storm 3 (Whitley, IN).
NFIP claims, Whitley, IN, three years: 1; Whitley, IN payouts $0; per Whitley, IN claim $0; Whitley, IN claim-stress 15/100.
Whitley, IN monthly score fell, 6 (March 2026) to 5 (October 2026); Whitley, IN by month: March 6, April 6, May 5, June 5 (Whitley, IN), July 5, August 5, September 5, October 5.
Whitley, IN components: NFIP claims 15; Whitley, IN retreat index 5; Whitley, IN climate multiplier 0.85.
Construction distress, Whitley, IN: 32/100 as of August 2026 (Whitley, IN: 34/100 one-to-four unit, 15/100 multifamily).
Whitley, IN ZIPs, June 2026 (Whitley, IN, 10 highest): score 0 (Whitley, IN), climate 89 (Whitley, IN): 46818; score 0 (Whitley, IN), climate 83 (Whitley, IN): 46814; score 0 (Whitley, IN), climate 61 (Whitley, IN): 46562; score 0 (Whitley, IN), climate 56 (Whitley, IN): 46783; score 0 (Whitley, IN), climate 55 (Whitley, IN): 46723; score 0 (Whitley, IN), climate 44 (Whitley, IN): 46962; score 0 (Whitley, IN), climate 43 (Whitley, IN): 46750; score 0 (Whitley, IN), climate 32 (Whitley, IN): 46787; score 0 (Whitley, IN), climate 31 (Whitley, IN): 46764; score 0 (Whitley, IN), climate 29 (Whitley, IN): 46725.
DLRadar rescores Whitley, IN monthly; Whitley, IN readings join Whitley, IN foreclosure, lien and ownership parcels (Whitley, IN), so cost-squeezed Whitley, IN owners surface before listing.
Inside Indiana, Whitley County ranks 84th of 92 counties for home-insurance distress at 5/100; Tippecanoe County (7/100) sits just above Whitley County, and Benton County (0/100) sits just below Whitley County.
Deterministic. Every Whitley County, IN signal traces to a public Whitley dataset (FEMA, NFIP, Census for Whitley, IN) · how insurance distress works in Whitley, IN · methodology
FAQ: Whitley County, IN insurance distress
What is the Whitley County, IN home-insurance-distress score?
Whitley, IN: 5/100 (LOW), #2,444 of 3,222, #84 in Indiana. FEMA hazard, Whitley, IN: 0/100; NFIP stress, Whitley, IN: 15/100; construction, Whitley, IN: 32/100; Whitley, IN rescores monthly.
Is Whitley County insurance distress getting better or worse (IN)?
Whitley, IN: 6 in March 2026; Whitley, IN: 5 in October 2026 (better); Whitley, IN NFIP claims score 15.
How many flood-insurance claims has Whitley County, IN had?
Whitley, IN: 1 NFIP claims, three years; Whitley, IN paid $0; per Whitley, IN claim $0; carriers reprice Whitley, IN against that record.
Which Whitley County ZIP codes carry the most insurance distress (IN)?
Whitley, IN, June 2026: 46818 at 0, 46814 at 0, 46562 at 0, 46783 at 0; Whitley, IN climate scores there: 89, 83, 61, 56.
Why does Whitley, IN insurance distress create sellers?
A Whitley, IN premium outruns the Whitley, IN budget; a carrier leaves Whitley, IN; Whitley, IN carrying cost passes plan; Whitley, IN owners sell while current; Whitley, IN insurance distress leads Whitley, IN foreclosure data.