Crawford County, KS: Home-Insurance Distress & Forced-Sale Pressure

Home-insurance pressure in Crawford County, Kansas is currently moderate — an insurance-distress score of 35/100, in the upper half of U.S. counties at #1420 of the 3,222 U.S. counties DLRadar scores. As premiums climb and carriers retreat, owners who can no longer afford or obtain coverage turn into motivated sellers — often before any foreclosure filing appears.

Behind the score sit a FEMA hazard score of 41/100; NFIP flood-claim stress of 25/100 over three years, each a factor insurers weigh when they raise rates or exit a market.

In practice, Crawford County's moderate insurance-distress level (35/100, #1420 nationally) marks it as a place to watch owner behavior: as renewals land, households that can no longer carry the premium become the motivated sellers worth reaching early.

Put the 41/100 hazard reading next to 25/100 in flood-claim stress and the pattern is a county where owners exit over premiums.

6 NFIP claims, $0 paid in three years is the documented loss history behind coverage cost in Crawford County.

DLRadar re-scores Crawford County every month against the latest FEMA, NFIP and carrier data, so 35/100 tracks the live market — not a snapshot frozen at some earlier point.

Insurance distress rarely travels by itself, so DLRadar aligns Crawford County's 35/100 with foreclosure, lien and ownership records — separating owners squeezed only by coverage from those under broader strain.

Rebuilding is expensive in this market -- 32/100 on construction distress -- and coverage is priced off exactly that number.

DLRadar rebuilds insurance distress nationwide each month and wires Crawford County score into the parcel-level foreclosure and ownership graph. It turns a premium shock into a contactable seller list ahead of the listing.