Douglas County, KS: Home-Insurance Distress & Forced-Sale Pressure
Douglas County, KS: 7/100 (low) home-insurance distress; Douglas, KS band LOW; Douglas, KS #2,416 of 3,222 counties; Douglas, KS #92 of 105 in Kansas; raw Douglas, KS 7.7; Douglas, KS coverage multiplier 0.85.
FEMA hazard, Douglas, KS: 0/100; Douglas, KS declarations, three years: none.
NFIP claims, Douglas, KS, three years: 2; Douglas, KS payouts $0; per Douglas, KS claim $0; Douglas, KS claim-stress 19/100.
Douglas, KS monthly score fell, 8 (March 2026) to 7 (October 2026); Douglas, KS by month: March 8, April 8, May 8, June 8 (Douglas, KS), July 8, August 8, September 8, October 7.
Douglas, KS components: NFIP claims 19; Douglas, KS retreat index 7; Douglas, KS climate multiplier 0.85.
Construction distress, Douglas, KS: 66/100 as of August 2026 (Douglas, KS: 50/100 one-to-four unit, 89/100 multifamily).
Douglas, KS ZIPs, June 2026 (Douglas, KS, 12 highest): score 0 (Douglas, KS), climate 85 (Douglas, KS): 66409; score 0 (Douglas, KS), climate 84 (Douglas, KS): 66025; score 0 (Douglas, KS), climate 80 (Douglas, KS): 66021; score 0 (Douglas, KS), climate 79 (Douglas, KS): 66045, 66046, 66047, 66049, Douglas, KS 66050; score 0 (Douglas, KS), climate 77 (Douglas, KS): 66006; score 0 (Douglas, KS), climate 61 (Douglas, KS): 66044; score 0 (Douglas, KS), climate 57 (Douglas, KS): 66524; score 0 (Douglas, KS), climate 53 (Douglas, KS): 66092.
DLRadar rescores Douglas, KS monthly; Douglas, KS readings join Douglas, KS foreclosure, lien and ownership parcels (Douglas, KS), so cost-squeezed Douglas, KS owners surface before listing.
Inside Kansas, Douglas County ranks 92nd of 105 counties for home-insurance distress at 7/100; Stevens County (21/100) sits just above Douglas County, and Cloud County (5/100) sits just below Douglas County.
Deterministic. Every Douglas County, KS signal traces to a public Douglas dataset (FEMA, NFIP, Census for Douglas, KS) · how insurance distress works in Douglas, KS · methodology
FAQ: Douglas County, KS insurance distress
What is the Douglas County, KS home-insurance-distress score?
Douglas, KS: 7/100 (LOW), #2,416 of 3,222, #92 in Kansas. FEMA hazard, Douglas, KS: 0/100; NFIP stress, Douglas, KS: 19/100; construction, Douglas, KS: 66/100; Douglas, KS rescores monthly.
Is Douglas County insurance distress getting better or worse (KS)?
Douglas, KS: 8 in March 2026; Douglas, KS: 7 in October 2026 (better); Douglas, KS NFIP claims score 19.
How many flood-insurance claims has Douglas County, KS had?
Douglas, KS: 2 NFIP claims, three years; Douglas, KS paid $0; per Douglas, KS claim $0; carriers reprice Douglas, KS against that record.
Which Douglas County ZIP codes carry the most insurance distress (KS)?
Douglas, KS, June 2026: 66409 at 0, 66025 at 0, 66021 at 0, 66045 at 0; Douglas, KS climate scores there: 85, 84, 80, 79.
Why does Douglas, KS insurance distress create sellers?
A Douglas, KS premium outruns the Douglas, KS budget; a carrier leaves Douglas, KS; Douglas, KS carrying cost passes plan; Douglas, KS owners sell while current; Douglas, KS insurance distress leads Douglas, KS foreclosure data.