Graham County, KS: Home-Insurance Distress & Forced-Sale Pressure
Graham County, KS: 21/100 (low) home-insurance distress; Graham, KS band LOW; Graham, KS #2,134 of 3,222 counties; Graham, KS #73 of 105 in Kansas; raw Graham, KS 24.3; Graham, KS coverage multiplier 0.85.
FEMA hazard, Graham, KS: 40/100; Graham, KS declarations, three years: 2; Graham, KS perils: 2 severe-storm; Graham, KS five-year count 3 (severity 6.0); Graham, KS ten-year 3; hazard-weighted, Graham, KS: 2.0.
Declared incidents on the Graham, KS record: 2025 Severe Storm 3 (Graham, KS).
NFIP claims, Graham, KS, three years: none; Graham, KS claim-stress 0/100.
Graham, KS monthly score fell, 26 (March 2026) to 23 (October 2026); Graham, KS by month: March 26, April 26, May 24, June 24 (Graham, KS), July 23, August 21, September 21, October 23.
Graham, KS components: climate 46; Graham, KS retreat index 23; Graham, KS climate multiplier 0.85.
Construction distress, Graham, KS: 16/100 as of August 2026 (Graham, KS: 16/100 one-to-four unit, 0/100 multifamily).
Graham, KS ZIPs, June 2026 (Graham, KS, 13 highest): score 0 (Graham, KS), climate 29 (Graham, KS): 67646; score 0 (Graham, KS), climate 24 (Graham, KS): 67637; score 0 (Graham, KS), climate 15 (Graham, KS): 67632, 67645; score 0 (Graham, KS), climate 13 (Graham, KS): 67657; score 0 (Graham, KS), climate 10 (Graham, KS): 67740; score 0 (Graham, KS), climate 5 (Graham, KS): 67631, 67656, 67672; score 0 (Graham, KS), climate 4 (Graham, KS): 67625, 67642, 67650, 67659.
DLRadar rescores Graham, KS monthly; Graham, KS readings join Graham, KS foreclosure, lien and ownership parcels (Graham, KS), so cost-squeezed Graham, KS owners surface before listing.
Inside Kansas, Graham County ranks 73rd of 105 counties for home-insurance distress at 21/100; Franklin County (21/100) sits just above Graham County, and Hamilton County (21/100) sits just below Graham County.
Deterministic. Every Graham County, KS signal traces to a public Graham dataset (FEMA, NFIP, Census for Graham, KS) · how insurance distress works in Graham, KS · methodology
FAQ: Graham County, KS insurance distress
What is the Graham County, KS home-insurance-distress score?
Graham, KS: 21/100 (LOW), #2,134 of 3,222, #73 in Kansas. FEMA hazard, Graham, KS: 40/100; NFIP stress, Graham, KS: 0/100; construction, Graham, KS: 16/100; Graham, KS rescores monthly.
Is Graham County insurance distress getting better or worse (KS)?
Graham, KS: 26 in March 2026; Graham, KS: 23 in October 2026 (better); Graham, KS climate component 46.
Which Graham County ZIP codes carry the most insurance distress (KS)?
Graham, KS, June 2026: 67646 at 0, 67637 at 0, 67632 at 0, 67645 at 0; Graham, KS climate scores there: 29, 24, 15, 15.
Why does Graham, KS insurance distress create sellers?
A Graham, KS premium outruns the Graham, KS budget; a carrier leaves Graham, KS; Graham, KS carrying cost passes plan; Graham, KS owners sell while current; Graham, KS insurance distress leads Graham, KS foreclosure data.