Gray County, KS: Home-Insurance Distress & Forced-Sale Pressure
Gray County, KS: 27/100 (moderate) home-insurance distress; Gray, KS band LOW; Gray, KS #1,724 of 3,222 counties; Gray, KS #48 of 105 in Kansas; raw Gray, KS 31.2; Gray, KS coverage multiplier 0.85.
FEMA hazard, Gray, KS: 52/100; Gray, KS declarations, three years: 6; Gray, KS perils: 4 severe-storm; Gray, KS five-year count 9 (severity 15.0); Gray, KS ten-year 9; hazard-weighted, Gray, KS: 4.0.
Declared incidents on the Gray, KS record: 2025 Severe Storm 3; 2024 Winter Storm 3 (Gray, KS); 2024 Severe Storm 3 (Gray, KS).
NFIP claims, Gray, KS, three years: none; Gray, KS claim-stress 0/100.
Gray, KS monthly score fell, 33 (March 2026) to 30 (October 2026); Gray, KS by month: March 33, April 33, May 30, June 30 (Gray, KS), July 27, August 26, September 27, October 30.
Gray, KS components: climate 60; Gray, KS retreat index 30; Gray, KS climate multiplier 0.85.
Construction distress, Gray, KS: 56/100 as of August 2026 (Gray, KS: 80/100 one-to-four unit, 0/100 multifamily).
Gray, KS ZIPs, June 2026 (Gray, KS, 7 highest): score 0 (Gray, KS), climate 63 (Gray, KS): 67846; score 0 (Gray, KS), climate 48 (Gray, KS): 67835; score 0 (Gray, KS), climate 45 (Gray, KS): 67841; score 0 (Gray, KS), climate 43 (Gray, KS): 67853; score 0 (Gray, KS), climate 36 (Gray, KS): 67867; score 0 (Gray, KS), climate 26 (Gray, KS): 67844; score 0 (Gray, KS), climate 25 (Gray, KS): 67837.
DLRadar rescores Gray, KS monthly; Gray, KS readings join Gray, KS foreclosure, lien and ownership parcels (Gray, KS), so cost-squeezed Gray, KS owners surface before listing.
Inside Kansas, Gray County ranks 48th of 105 counties for home-insurance distress at 27/100; Elk County (27/100) sits just above Gray County, and Greeley County (27/100) sits just below Gray County.
Deterministic. Every Gray County, KS signal traces to a public Gray dataset (FEMA, NFIP, Census for Gray, KS) · how insurance distress works in Gray, KS · methodology
FAQ: Gray County, KS insurance distress
What is the Gray County, KS home-insurance-distress score?
Gray, KS: 27/100 (LOW), #1,724 of 3,222, #48 in Kansas. FEMA hazard, Gray, KS: 52/100; NFIP stress, Gray, KS: 0/100; construction, Gray, KS: 56/100; Gray, KS rescores monthly.
Is Gray County insurance distress getting better or worse (KS)?
Gray, KS: 33 in March 2026; Gray, KS: 30 in October 2026 (better); Gray, KS climate component 60.
Which Gray County ZIP codes carry the most insurance distress (KS)?
Gray, KS, June 2026: 67846 at 0, 67835 at 0, 67841 at 0, 67853 at 0; Gray, KS climate scores there: 63, 48, 45, 43.
Why does Gray, KS insurance distress create sellers?
A Gray, KS premium outruns the Gray, KS budget; a carrier leaves Gray, KS; Gray, KS carrying cost passes plan; Gray, KS owners sell while current; Gray, KS insurance distress leads Gray, KS foreclosure data.