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Ness County, KS: Home-Insurance Distress & Forced-Sale Pressure

Ness County, KS: 32/100 (moderate) home-insurance distress; Ness, KS band LOW; Ness, KS #1,525 of 3,222 counties; Ness, KS #38 of 105 in Kansas; raw Ness, KS 35.3; Ness, KS coverage multiplier 0.85.

FEMA hazard, Ness, KS: 63/100; Ness, KS declarations, three years: 6; Ness, KS perils: 6 severe-storm; Ness, KS five-year count 3 (severity 6.0); Ness, KS ten-year 3; hazard-weighted, Ness, KS: 6.0.

Declared incidents on the Ness, KS record: 2026 Severe Storm 6; 2025 Severe Storm 3 (Ness, KS).

NFIP claims, Ness, KS, three years: none; Ness, KS claim-stress 0/100.

Ness, KS monthly score rose, 26 (March 2026) to 37 (October 2026); Ness, KS by month: March 26, April 26, May 24, June 24 (Ness, KS), July 23, August 21, September 32, October 37.

Ness, KS components: climate 72; Ness, KS retreat index 37; Ness, KS climate multiplier 0.85.

Construction distress, Ness, KS: 87/100 as of August 2026 (Ness, KS: 85/100 one-to-four unit, 4/100 multifamily).

Ness, KS ZIPs, June 2026 (Ness, KS, 9 highest): score 0 (Ness, KS), climate 13 (Ness, KS): 67556; score 0 (Ness, KS), climate 11 (Ness, KS): 67515, 67516, 67518, 67560; score 0 (Ness, KS), climate 10 (Ness, KS): 67521; score 0 (Ness, KS), climate 9 (Ness, KS): 67849; score 0 (Ness, KS), climate 8 (Ness, KS): 67572, 67584.

DLRadar rescores Ness, KS monthly; Ness, KS readings join Ness, KS foreclosure, lien and ownership parcels (Ness, KS), so cost-squeezed Ness, KS owners surface before listing.

Inside Kansas, Ness County ranks 36th of 105 counties for home-insurance distress at 32/100; Gove County (32/100) sits just above Ness County, and Saline County (32/100) sits just below Ness County.

Insurance distress
32/100
Ness, KS: LOW
National rank
#1525
Ness, KS: of 3,222 counties
FEMA hazard
63/100
Ness County hazard
NFIP claim stress
0/100
Ness, KS 3-year
Flood claims (3y)
0
Ness, KS
Claims paid (3y)
$0
Ness, KS payouts
Per claim
$0
Ness, KS
Construction distress
87/100
Ness, KS

Deterministic. Every Ness County, KS signal traces to a public Ness dataset (FEMA, NFIP, Census for Ness, KS) · how insurance distress works in Ness, KS · methodology

FAQ: Ness County, KS insurance distress

What is the Ness County, KS home-insurance-distress score?

Ness, KS: 32/100 (LOW), #1,525 of 3,222, #38 in Kansas. FEMA hazard, Ness, KS: 63/100; NFIP stress, Ness, KS: 0/100; construction, Ness, KS: 87/100; Ness, KS rescores monthly.

Is Ness County insurance distress getting better or worse (KS)?

Ness, KS: 26 in March 2026; Ness, KS: 37 in October 2026 (worse); Ness, KS climate component 72.

Which Ness County ZIP codes carry the most insurance distress (KS)?

Ness, KS, June 2026: 67556 at 0, 67515 at 0, 67516 at 0, 67518 at 0; Ness, KS climate scores there: 13, 11, 11, 11.

Why does Ness, KS insurance distress create sellers?

A Ness, KS premium outruns the Ness, KS budget; a carrier leaves Ness, KS; Ness, KS carrying cost passes plan; Ness, KS owners sell while current; Ness, KS insurance distress leads Ness, KS foreclosure data.

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