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Osborne County, KS: Home-Insurance Distress & Forced-Sale Pressure

Osborne County, KS: 27/100 (moderate) home-insurance distress; Osborne, KS band LOW; Osborne, KS #1,727 of 3,222 counties; Osborne, KS #51 of 105 in Kansas; raw Osborne, KS 31.2; Osborne, KS coverage multiplier 0.85.

FEMA hazard, Osborne, KS: 52/100; Osborne, KS declarations, three years: 4; Osborne, KS perils: 4 severe-storm; Osborne, KS five-year count 3 (severity 6.0); Osborne, KS ten-year 3; hazard-weighted, Osborne, KS: 4.0.

Declared incidents on the Osborne, KS record: 2026 Severe Storm 3; 2025 Severe Storm 3 (Osborne, KS).

NFIP claims, Osborne, KS, three years: none; Osborne, KS claim-stress 0/100.

Osborne, KS monthly score rose, 26 (March 2026) to 30 (October 2026); Osborne, KS by month: March 26, April 26, May 24, June 24 (Osborne, KS), July 23, August 21, September 27, October 30.

Osborne, KS components: climate 60; Osborne, KS retreat index 30; Osborne, KS climate multiplier 0.85.

Construction distress, Osborne, KS: 7/100 as of August 2026 (Osborne, KS: 4/100 one-to-four unit, 7/100 multifamily).

Osborne, KS ZIPs, June 2026 (Osborne, KS, 12 highest): score 0 (Osborne, KS), climate 28 (Osborne, KS): 67430; score 0 (Osborne, KS), climate 27 (Osborne, KS): 67485; score 0 (Osborne, KS), climate 24 (Osborne, KS): 67651; score 0 (Osborne, KS), climate 23 (Osborne, KS): 67474; score 0 (Osborne, KS), climate 22 (Osborne, KS): 67437, 67473, 67623; score 0 (Osborne, KS), climate 21 (Osborne, KS): 67675; score 0 (Osborne, KS), climate 19 (Osborne, KS): 67673; score 0 (Osborne, KS), climate 18 (Osborne, KS): 67649; score 0 (Osborne, KS), climate 17 (Osborne, KS): 67658; score 0 (Osborne, KS), climate 16 (Osborne, KS): 67648.

DLRadar rescores Osborne, KS monthly; Osborne, KS readings join Osborne, KS foreclosure, lien and ownership parcels (Osborne, KS), so cost-squeezed Osborne, KS owners surface before listing.

Inside Kansas, Osborne County ranks 51st of 105 counties for home-insurance distress at 27/100; Harper County (27/100) sits just above Osborne County, and Pottawatomie County (27/100) sits just below Osborne County.

Insurance distress
27/100
Osborne, KS: LOW
National rank
#1727
Osborne, KS: of 3,222 counties
FEMA hazard
52/100
Osborne County hazard
NFIP claim stress
0/100
Osborne, KS 3-year
Flood claims (3y)
0
Osborne, KS
Claims paid (3y)
$0
Osborne, KS payouts
Per claim
$0
Osborne, KS
Construction distress
7/100
Osborne, KS

Deterministic. Every Osborne County, KS signal traces to a public Osborne dataset (FEMA, NFIP, Census for Osborne, KS) · how insurance distress works in Osborne, KS · methodology

FAQ: Osborne County, KS insurance distress

What is the Osborne County, KS home-insurance-distress score?

Osborne, KS: 27/100 (LOW), #1,727 of 3,222, #51 in Kansas. FEMA hazard, Osborne, KS: 52/100; NFIP stress, Osborne, KS: 0/100; construction, Osborne, KS: 7/100; Osborne, KS rescores monthly.

Is Osborne County insurance distress getting better or worse (KS)?

Osborne, KS: 26 in March 2026; Osborne, KS: 30 in October 2026 (worse); Osborne, KS climate component 60.

Which Osborne County ZIP codes carry the most insurance distress (KS)?

Osborne, KS, June 2026: 67430 at 0, 67485 at 0, 67651 at 0, 67474 at 0; Osborne, KS climate scores there: 28, 27, 24, 23.

Why does Osborne, KS insurance distress create sellers?

A Osborne, KS premium outruns the Osborne, KS budget; a carrier leaves Osborne, KS; Osborne, KS carrying cost passes plan; Osborne, KS owners sell while current; Osborne, KS insurance distress leads Osborne, KS foreclosure data.

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