Pratt County, KS: Home-Insurance Distress & Forced-Sale Pressure
Pratt County, KS: 21/100 (low) home-insurance distress; Pratt, KS band LOW; Pratt, KS #2,149 of 3,222 counties; Pratt, KS #88 of 105 in Kansas; raw Pratt, KS 24.1; Pratt, KS coverage multiplier 0.85.
FEMA hazard, Pratt, KS: 40/100; Pratt, KS declarations, three years: 2; Pratt, KS perils: 2 severe-storm; Pratt, KS five-year count 3 (severity 6.0); Pratt, KS ten-year 3; hazard-weighted, Pratt, KS: 2.0.
Declared incidents on the Pratt, KS record: 2025 Severe Storm 3 (Pratt, KS).
NFIP claims, Pratt, KS, three years: none; Pratt, KS claim-stress 0/100.
Pratt, KS monthly score fell, 26 (March 2026) to 23 (October 2026); Pratt, KS by month: March 26, April 26, May 24, June 24 (Pratt, KS), July 23, August 21, September 21, October 23.
Pratt, KS components: climate 46; Pratt, KS retreat index 23; Pratt, KS climate multiplier 0.85.
Construction distress, Pratt, KS: 84/100 as of August 2026 (Pratt, KS: 88/100 one-to-four unit, 15/100 multifamily).
Pratt, KS ZIPs, June 2026 (Pratt, KS, 11 highest): score 0 (Pratt, KS), climate 64 (Pratt, KS): 67583; score 0 (Pratt, KS), climate 54 (Pratt, KS): 67021, 67066, 67124; score 0 (Pratt, KS), climate 51 (Pratt, KS): 67134; score 0 (Pratt, KS), climate 50 (Pratt, KS): 67065; score 0 (Pratt, KS), climate 46 (Pratt, KS): 67035; score 0 (Pratt, KS), climate 36 (Pratt, KS): 67028; score 0 (Pratt, KS), climate 31 (Pratt, KS): 67557; score 0 (Pratt, KS), climate 25 (Pratt, KS): 67576; score 0 (Pratt, KS), climate 22 (Pratt, KS): 67059.
DLRadar rescores Pratt, KS monthly; Pratt, KS readings join Pratt, KS foreclosure, lien and ownership parcels (Pratt, KS), so cost-squeezed Pratt, KS owners surface before listing.
Inside Kansas, Pratt County ranks 88th of 105 counties for home-insurance distress at 21/100; Phillips County (21/100) sits just above Pratt County, and Rooks County (21/100) sits just below Pratt County.
Deterministic. Every Pratt County, KS signal traces to a public Pratt dataset (FEMA, NFIP, Census for Pratt, KS) · how insurance distress works in Pratt, KS · methodology
FAQ: Pratt County, KS insurance distress
What is the Pratt County, KS home-insurance-distress score?
Pratt, KS: 21/100 (LOW), #2,149 of 3,222, #88 in Kansas. FEMA hazard, Pratt, KS: 40/100; NFIP stress, Pratt, KS: 0/100; construction, Pratt, KS: 84/100; Pratt, KS rescores monthly.
Is Pratt County insurance distress getting better or worse (KS)?
Pratt, KS: 26 in March 2026; Pratt, KS: 23 in October 2026 (better); Pratt, KS climate component 46.
Which Pratt County ZIP codes carry the most insurance distress (KS)?
Pratt, KS, June 2026: 67583 at 0, 67021 at 0, 67066 at 0, 67124 at 0; Pratt, KS climate scores there: 64, 54, 54, 54.
Why does Pratt, KS insurance distress create sellers?
A Pratt, KS premium outruns the Pratt, KS budget; a carrier leaves Pratt, KS; Pratt, KS carrying cost passes plan; Pratt, KS owners sell while current; Pratt, KS insurance distress leads Pratt, KS foreclosure data.