Thomas County, KS: Home-Insurance Distress & Forced-Sale Pressure
Thomas County, KS: 27/100 (moderate) home-insurance distress; Thomas, KS band LOW; Thomas, KS #1,733 of 3,222 counties; Thomas, KS #57 of 105 in Kansas; raw Thomas, KS 31.2; Thomas, KS coverage multiplier 0.85.
FEMA hazard, Thomas, KS: 52/100; Thomas, KS declarations, three years: 4; Thomas, KS perils: 4 severe-storm; Thomas, KS five-year count 6 (severity 7.5); Thomas, KS ten-year 6; hazard-weighted, Thomas, KS: 4.0.
Declared incidents on the Thomas, KS record: 2026 Severe Storm 3; 2024 Severe Storm 3 (Thomas, KS); 2023 Severe Storm 3 (Thomas, KS).
NFIP claims, Thomas, KS, three years: none; Thomas, KS claim-stress 0/100.
Thomas, KS monthly score rose, 26 (March 2026) to 30 (October 2026); Thomas, KS by month: March 26, April 26, May 24, June 24 (Thomas, KS), July 23, August 21, September 27, October 30.
Thomas, KS components: climate 60; Thomas, KS retreat index 30; Thomas, KS climate multiplier 0.85.
Construction distress, Thomas, KS: 92/100 as of August 2026 (Thomas, KS: 92/100 one-to-four unit, 0/100 multifamily).
Thomas, KS ZIPs, June 2026 (Thomas, KS, 8 highest): score 0 (Thomas, KS), climate 14 (Thomas, KS): 67701, 67743; score 0 (Thomas, KS), climate 13 (Thomas, KS): 67732; score 0 (Thomas, KS), climate 12 (Thomas, KS): 67734, 67753; score 0 (Thomas, KS), climate 10 (Thomas, KS): 67748; score 0 (Thomas, KS), climate 7 (Thomas, KS): 67747, 67764.
DLRadar rescores Thomas, KS monthly; Thomas, KS readings join Thomas, KS foreclosure, lien and ownership parcels (Thomas, KS), so cost-squeezed Thomas, KS owners surface before listing.
Inside Kansas, Thomas County ranks 57th of 105 counties for home-insurance distress at 27/100; Stanton County (27/100) sits just above Thomas County, and Montgomery County (24/100) sits just below Thomas County.
Deterministic. Every Thomas County, KS signal traces to a public Thomas dataset (FEMA, NFIP, Census for Thomas, KS) · how insurance distress works in Thomas, KS · methodology
FAQ: Thomas County, KS insurance distress
What is the Thomas County, KS home-insurance-distress score?
Thomas, KS: 27/100 (LOW), #1,733 of 3,222, #57 in Kansas. FEMA hazard, Thomas, KS: 52/100; NFIP stress, Thomas, KS: 0/100; construction, Thomas, KS: 92/100; Thomas, KS rescores monthly.
Is Thomas County insurance distress getting better or worse (KS)?
Thomas, KS: 26 in March 2026; Thomas, KS: 30 in October 2026 (worse); Thomas, KS climate component 60.
Which Thomas County ZIP codes carry the most insurance distress (KS)?
Thomas, KS, June 2026: 67701 at 0, 67743 at 0, 67732 at 0, 67734 at 0; Thomas, KS climate scores there: 14, 14, 13, 12.
Why does Thomas, KS insurance distress create sellers?
A Thomas, KS premium outruns the Thomas, KS budget; a carrier leaves Thomas, KS; Thomas, KS carrying cost passes plan; Thomas, KS owners sell while current; Thomas, KS insurance distress leads Thomas, KS foreclosure data.