Grayson County, KY: Home-Insurance Distress & Forced-Sale Pressure
Grayson County, KY: 75/100 (severe) home-insurance distress; Grayson, KY band MEDIUM; Grayson, KY #491 of 3,222 counties; Grayson, KY #49 of 120 in Kentucky.
FEMA hazard, Grayson, KY: 74/100; Grayson, KY declarations, three years: 12; Grayson, KY perils: 10 severe-storm; Grayson, KY five-year count 18 (severity 31.5); Grayson, KY ten-year 18; hazard-weighted, Grayson, KY: 10.0.
Declared incidents on the Grayson, KY record: 2026 Winter Storm 3; 2026 Severe Storm 3 (Grayson, KY); 2025 Severe Storm 9; 2024 Severe Storm 3 (Grayson, KY); 2023 Severe Storm 3 (Grayson, KY).
NFIP claims, Grayson, KY, three years: 4; Grayson, KY payouts $155,835; per Grayson, KY claim $38,959; Grayson, KY claim-stress 78/100.
Grayson, KY monthly score rose, 79 (March 2026) to 82 (October 2026); Grayson, KY by month: March 79, April 79, May 77, June 77 (Grayson, KY), July 84, August 74, September 77, October 82.
Grayson, KY components: climate 85, NFIP claims 78; Grayson, KY retreat index 82.
Construction distress, Grayson, KY: 8/100 as of August 2026 (Grayson, KY: 56/100 one-to-four unit, 14/100 multifamily).
Grayson, KY ZIPs, June 2026 (Grayson, KY, 9 highest): score 0 (Grayson, KY), climate 60 (Grayson, KY): 42712; score 0 (Grayson, KY), climate 50 (Grayson, KY): 42349; score 0 (Grayson, KY), climate 49 (Grayson, KY): 42361; score 0 (Grayson, KY), climate 43 (Grayson, KY): 42726, 42762; score 0 (Grayson, KY), climate 42 (Grayson, KY): 40119, 42754; score 0 (Grayson, KY), climate 40 (Grayson, KY): 42721; score 0 (Grayson, KY), climate 14 (Grayson, KY): 42207.
DLRadar rescores Grayson, KY monthly; Grayson, KY readings join Grayson, KY foreclosure, lien and ownership parcels (Grayson, KY), so cost-squeezed Grayson, KY owners surface before listing.
Inside Kentucky, Grayson County ranks 49th of 120 counties for home-insurance distress at 75/100; Ohio County (76/100) sits just above Grayson County, and Bell County (75/100) sits just below Grayson County.
Deterministic. Every Grayson County, KY signal traces to a public Grayson dataset (FEMA, NFIP, Census for Grayson, KY) · how insurance distress works in Grayson, KY · methodology
FAQ: Grayson County, KY insurance distress
What is the Grayson County, KY home-insurance-distress score?
Grayson, KY: 75/100 (MEDIUM), #491 of 3,222, #49 in Kentucky. FEMA hazard, Grayson, KY: 74/100; NFIP stress, Grayson, KY: 78/100; construction, Grayson, KY: 8/100; Grayson, KY rescores monthly.
Is Grayson County insurance distress getting better or worse (KY)?
Grayson, KY: 79 in March 2026; Grayson, KY: 82 in October 2026 (worse); Grayson, KY climate component 85; Grayson, KY NFIP claims score 78.
How many flood-insurance claims has Grayson County, KY had?
Grayson, KY: 4 NFIP claims, three years; Grayson, KY paid $155,835; per Grayson, KY claim $38,959; carriers reprice Grayson, KY against that record.
Which Grayson County ZIP codes carry the most insurance distress (KY)?
Grayson, KY, June 2026: 42712 at 0, 42349 at 0, 42361 at 0, 42726 at 0; Grayson, KY climate scores there: 60, 50, 49, 43.
Why does Grayson, KY insurance distress create sellers?
A Grayson, KY premium outruns the Grayson, KY budget; a carrier leaves Grayson, KY; Grayson, KY carrying cost passes plan; Grayson, KY owners sell while current; Grayson, KY insurance distress leads Grayson, KY foreclosure data.