Mccracken County, KY: Home-Insurance Distress & Forced-Sale Pressure
Mccracken County, KY: 79/100 (severe) home-insurance distress; Mccracken, KY band MEDIUM; Mccracken, KY #400 of 3,222 counties; Mccracken, KY #34 of 120 in Kentucky.
FEMA hazard, Mccracken, KY: 68/100; Mccracken, KY declarations, three years: 10; Mccracken, KY perils: 8 severe-storm; Mccracken, KY five-year count 18 (severity 31.5); Mccracken, KY ten-year 18; hazard-weighted, Mccracken, KY: 8.0.
Declared incidents on the Mccracken, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Mccracken, KY); 2024 Severe Storm 2; 2023 Severe Storm 3 (Mccracken, KY).
NFIP claims, Mccracken, KY, three years: 55; Mccracken, KY payouts $2,895,568; per Mccracken, KY claim $52,647; Mccracken, KY claim-stress 94/100.
Mccracken, KY monthly score fell, 85 (March 2026) to 84 (October 2026); Mccracken, KY by month: March 85, April 85, May 82, June 82 (Mccracken, KY), July 90, August 80, September 80, October 84.
Mccracken, KY components: climate 77, NFIP claims 94; Mccracken, KY retreat index 84.
Construction distress, Mccracken, KY: 76/100 as of August 2026 (Mccracken, KY: 37/100 one-to-four unit, 98/100 multifamily).
Mccracken, KY ZIPs, June 2026 (Mccracken, KY, 7 highest): score 0 (Mccracken, KY), climate 89 (Mccracken, KY): 42001, 42003, 42086; score 0 (Mccracken, KY), climate 83 (Mccracken, KY): 42027, 42069; score 0 (Mccracken, KY), climate 77 (Mccracken, KY): 42082; score 0 (Mccracken, KY), climate 64 (Mccracken, KY): 42053.
DLRadar rescores Mccracken, KY monthly; Mccracken, KY readings join Mccracken, KY foreclosure, lien and ownership parcels (Mccracken, KY), so cost-squeezed Mccracken, KY owners surface before listing.
Inside Kentucky, Mccracken County ranks 34th of 120 counties for home-insurance distress at 79/100; Hardin County (79/100) sits just above Mccracken County, and Marshall County (79/100) sits just below Mccracken County.
Deterministic. Every Mccracken County, KY signal traces to a public Mccracken dataset (FEMA, NFIP, Census for Mccracken, KY) · how insurance distress works in Mccracken, KY · methodology
FAQ: Mccracken County, KY insurance distress
What is the Mccracken County, KY home-insurance-distress score?
Mccracken, KY: 79/100 (MEDIUM), #400 of 3,222, #34 in Kentucky. FEMA hazard, Mccracken, KY: 68/100; NFIP stress, Mccracken, KY: 94/100; construction, Mccracken, KY: 76/100; Mccracken, KY rescores monthly.
Is Mccracken County insurance distress getting better or worse (KY)?
Mccracken, KY: 85 in March 2026; Mccracken, KY: 84 in October 2026 (better); Mccracken, KY climate component 77; Mccracken, KY NFIP claims score 94.
How many flood-insurance claims has Mccracken County, KY had?
Mccracken, KY: 55 NFIP claims, three years; Mccracken, KY paid $2,895,568; per Mccracken, KY claim $52,647; carriers reprice Mccracken, KY against that record.
Which Mccracken County ZIP codes carry the most insurance distress (KY)?
Mccracken, KY, June 2026: 42001 at 0, 42003 at 0, 42086 at 0, 42027 at 0; Mccracken, KY climate scores there: 89, 89, 89, 83.
Why does Mccracken, KY insurance distress create sellers?
A Mccracken, KY premium outruns the Mccracken, KY budget; a carrier leaves Mccracken, KY; Mccracken, KY carrying cost passes plan; Mccracken, KY owners sell while current; Mccracken, KY insurance distress leads Mccracken, KY foreclosure data.