Pendleton County, KY: Home-Insurance Distress & Forced-Sale Pressure
Pendleton County, KY: 71/100 (severe) home-insurance distress; Pendleton, KY band MEDIUM; Pendleton, KY #595 of 3,222 counties; Pendleton, KY #69 of 120 in Kentucky.
FEMA hazard, Pendleton, KY: 63/100; Pendleton, KY declarations, three years: 8; Pendleton, KY perils: 6 severe-storm; Pendleton, KY five-year count 12 (severity 24.0); Pendleton, KY ten-year 12; hazard-weighted, Pendleton, KY: 6.0.
Declared incidents on the Pendleton, KY record: 2026 Winter Storm 2; 2025 Severe Storm 6 (Pendleton, KY).
NFIP claims, Pendleton, KY, three years: 19; Pendleton, KY payouts $455,006; per Pendleton, KY claim $23,948; Pendleton, KY claim-stress 84/100.
Pendleton, KY monthly score fell, 78 (March 2026) to 77 (October 2026); Pendleton, KY by month: March 78, April 78, May 75, June 75 (Pendleton, KY), July 82, August 72, September 72, October 77.
Pendleton, KY components: climate 72, NFIP claims 84; Pendleton, KY retreat index 77.
Construction distress, Pendleton, KY: 28/100 as of August 2026 (Pendleton, KY: 18/100 one-to-four unit, 39/100 multifamily).
Pendleton, KY ZIPs, June 2026 (Pendleton, KY, 10 highest): score 0 (Pendleton, KY), climate 60 (Pendleton, KY): 41007; score 0 (Pendleton, KY), climate 41 (Pendleton, KY): 41030; score 0 (Pendleton, KY), climate 39 (Pendleton, KY): 41033; score 0 (Pendleton, KY), climate 35 (Pendleton, KY): 41006; score 0 (Pendleton, KY), climate 32 (Pendleton, KY): 41003; score 0 (Pendleton, KY), climate 30 (Pendleton, KY): 41040; score 0 (Pendleton, KY), climate 20 (Pendleton, KY): 41097; score 0 (Pendleton, KY), climate 19 (Pendleton, KY): 41035; score 0 (Pendleton, KY), climate 18 (Pendleton, KY): 41043; score 0 (Pendleton, KY), climate 13 (Pendleton, KY): 41004.
DLRadar rescores Pendleton, KY monthly; Pendleton, KY readings join Pendleton, KY foreclosure, lien and ownership parcels (Pendleton, KY), so cost-squeezed Pendleton, KY owners surface before listing.
Inside Kentucky, Pendleton County ranks 69th of 120 counties for home-insurance distress at 71/100; Trimble County (72/100) sits just above Pendleton County, and Calloway County (70/100) sits just below Pendleton County.
Deterministic. Every Pendleton County, KY signal traces to a public Pendleton dataset (FEMA, NFIP, Census for Pendleton, KY) · how insurance distress works in Pendleton, KY · methodology
FAQ: Pendleton County, KY insurance distress
What is the Pendleton County, KY home-insurance-distress score?
Pendleton, KY: 71/100 (MEDIUM), #595 of 3,222, #69 in Kentucky. FEMA hazard, Pendleton, KY: 63/100; NFIP stress, Pendleton, KY: 84/100; construction, Pendleton, KY: 28/100; Pendleton, KY rescores monthly.
Is Pendleton County insurance distress getting better or worse (KY)?
Pendleton, KY: 78 in March 2026; Pendleton, KY: 77 in October 2026 (better); Pendleton, KY climate component 72; Pendleton, KY NFIP claims score 84.
How many flood-insurance claims has Pendleton County, KY had?
Pendleton, KY: 19 NFIP claims, three years; Pendleton, KY paid $455,006; per Pendleton, KY claim $23,948; carriers reprice Pendleton, KY against that record.
Which Pendleton County ZIP codes carry the most insurance distress (KY)?
Pendleton, KY, June 2026: 41007 at 0, 41030 at 0, 41033 at 0, 41006 at 0; Pendleton, KY climate scores there: 60, 41, 39, 35.
Why does Pendleton, KY insurance distress create sellers?
A Pendleton, KY premium outruns the Pendleton, KY budget; a carrier leaves Pendleton, KY; Pendleton, KY carrying cost passes plan; Pendleton, KY owners sell while current; Pendleton, KY insurance distress leads Pendleton, KY foreclosure data.