Powell County, KY: Home-Insurance Distress & Forced-Sale Pressure
Powell County, KY: 84/100 (severe) home-insurance distress; Powell, KY band HIGH; Powell, KY #237 of 3,222 counties; Powell, KY #7 of 120 in Kentucky.
FEMA hazard, Powell, KY: 89/100; Powell, KY declarations, three years: 14; Powell, KY perils: 2 tropical-storm, 10 severe-storm; Powell, KY five-year count 27 (severity 46.5); Powell, KY ten-year 27; hazard-weighted, Powell, KY: 16.0.
Declared incidents on the Powell, KY record: 2026 Winter Storm 3; 2025 Severe Storm 15 (Powell, KY); 2024 Tropical Storm 3; 2023 Severe Storm 3 (Powell, KY); 2023 Flood 3 (Powell, KY).
NFIP claims, Powell, KY, three years: 7; Powell, KY payouts $164,414; per Powell, KY claim $23,488; Powell, KY claim-stress 78/100.
Powell, KY monthly score held, 87 (March 2026) to 87 (October 2026); Powell, KY by month: March 87, April 87, May 86, June 86 (Powell, KY), July 89, August 86, September 86, October 87.
Powell, KY components: climate 93, NFIP claims 78; Powell, KY retreat index 87.
Construction distress, Powell, KY: 100/100 as of August 2026 (Powell, KY: 100/100 one-to-four unit, 0/100 multifamily).
Powell, KY ZIPs, June 2026 (Powell, KY, 4 highest): score 0 (Powell, KY), climate 27 (Powell, KY): 40380; score 0 (Powell, KY), climate 26 (Powell, KY): 40312, 40376; score 0 (Powell, KY), climate 13 (Powell, KY): 41360.
DLRadar rescores Powell, KY monthly; Powell, KY readings join Powell, KY foreclosure, lien and ownership parcels (Powell, KY), so cost-squeezed Powell, KY owners surface before listing.
Inside Kentucky, Powell County ranks 7th of 120 counties for home-insurance distress at 84/100; Estill County (85/100) sits just above Powell County, and Johnson County (84/100) sits just below Powell County.
Deterministic. Every Powell County, KY signal traces to a public Powell dataset (FEMA, NFIP, Census for Powell, KY) · how insurance distress works in Powell, KY · methodology
FAQ: Powell County, KY insurance distress
What is the Powell County, KY home-insurance-distress score?
Powell, KY: 84/100 (HIGH), #237 of 3,222, #7 in Kentucky. FEMA hazard, Powell, KY: 89/100; NFIP stress, Powell, KY: 78/100; construction, Powell, KY: 100/100; Powell, KY rescores monthly.
Is Powell County insurance distress getting better or worse (KY)?
Powell, KY: 87 in March 2026; Powell, KY: 87 in October 2026 (unchanged); Powell, KY climate component 93; Powell, KY NFIP claims score 78.
How many flood-insurance claims has Powell County, KY had?
Powell, KY: 7 NFIP claims, three years; Powell, KY paid $164,414; per Powell, KY claim $23,488; carriers reprice Powell, KY against that record.
Which Powell County ZIP codes carry the most insurance distress (KY)?
Powell, KY, June 2026: 40380 at 0, 40312 at 0, 40376 at 0, 41360 at 0; Powell, KY climate scores there: 27, 26, 26, 13.
Why does Powell, KY insurance distress create sellers?
A Powell, KY premium outruns the Powell, KY budget; a carrier leaves Powell, KY; Powell, KY carrying cost passes plan; Powell, KY owners sell while current; Powell, KY insurance distress leads Powell, KY foreclosure data.