Rockcastle County, KY: Home-Insurance Distress & Forced-Sale Pressure
Rockcastle County, KY: 81/100 (severe) home-insurance distress; Rockcastle, KY band HIGH; Rockcastle, KY #312 of 3,222 counties; Rockcastle, KY #19 of 120 in Kentucky.
FEMA hazard, Rockcastle, KY: 93/100; Rockcastle, KY declarations, three years: 20; Rockcastle, KY perils: 2 tropical-storm, 14 severe-storm; Rockcastle, KY five-year count 27 (severity 48.0); Rockcastle, KY ten-year 27; hazard-weighted, Rockcastle, KY: 20.0.
Declared incidents on the Rockcastle, KY record: 2026 Winter Storm 6; 2026 Severe Storm 3 (Rockcastle, KY); 2025 Severe Storm 15; 2024 Tropical Storm 3 (Rockcastle, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Rockcastle, KY).
NFIP claims, Rockcastle, KY, three years: 1; Rockcastle, KY payouts $30,782; per Rockcastle, KY claim $30,782; Rockcastle, KY claim-stress 64/100.
Rockcastle, KY monthly score held, 83 (March 2026) to 83 (October 2026); Rockcastle, KY by month: March 83, April 83, May 83, June 83 (Rockcastle, KY), July 85, August 82, September 83, October 83.
Rockcastle, KY components: climate 95, NFIP claims 64; Rockcastle, KY retreat index 83.
Construction distress, Rockcastle, KY: 12/100 as of August 2026 (Rockcastle, KY: 15/100 one-to-four unit, 2/100 multifamily).
Rockcastle, KY ZIPs, June 2026 (Rockcastle, KY, 7 highest): score 0 (Rockcastle, KY), climate 65 (Rockcastle, KY): 40403; score 0 (Rockcastle, KY), climate 32 (Rockcastle, KY): 40419; score 0 (Rockcastle, KY), climate 31 (Rockcastle, KY): 40409, 40445, 40456, 40460; score 0 (Rockcastle, KY), climate 21 (Rockcastle, KY): 40447.
DLRadar rescores Rockcastle, KY monthly; Rockcastle, KY readings join Rockcastle, KY foreclosure, lien and ownership parcels (Rockcastle, KY), so cost-squeezed Rockcastle, KY owners surface before listing.
Inside Kentucky, Rockcastle County ranks 19th of 120 counties for home-insurance distress at 81/100; Jessamine County (82/100) sits just above Rockcastle County, and Bullitt County (81/100) sits just below Rockcastle County.
Deterministic. Every Rockcastle County, KY signal traces to a public Rockcastle dataset (FEMA, NFIP, Census for Rockcastle, KY) · how insurance distress works in Rockcastle, KY · methodology
FAQ: Rockcastle County, KY insurance distress
What is the Rockcastle County, KY home-insurance-distress score?
Rockcastle, KY: 81/100 (HIGH), #312 of 3,222, #19 in Kentucky. FEMA hazard, Rockcastle, KY: 93/100; NFIP stress, Rockcastle, KY: 64/100; construction, Rockcastle, KY: 12/100; Rockcastle, KY rescores monthly.
Is Rockcastle County insurance distress getting better or worse (KY)?
Rockcastle, KY: 83 in March 2026; Rockcastle, KY: 83 in October 2026 (unchanged); Rockcastle, KY climate component 95; Rockcastle, KY NFIP claims score 64.
How many flood-insurance claims has Rockcastle County, KY had?
Rockcastle, KY: 1 NFIP claims, three years; Rockcastle, KY paid $30,782; per Rockcastle, KY claim $30,782; carriers reprice Rockcastle, KY against that record.
Which Rockcastle County ZIP codes carry the most insurance distress (KY)?
Rockcastle, KY, June 2026: 40403 at 0, 40419 at 0, 40409 at 0, 40445 at 0; Rockcastle, KY climate scores there: 65, 32, 31, 31.
Why does Rockcastle, KY insurance distress create sellers?
A Rockcastle, KY premium outruns the Rockcastle, KY budget; a carrier leaves Rockcastle, KY; Rockcastle, KY carrying cost passes plan; Rockcastle, KY owners sell while current; Rockcastle, KY insurance distress leads Rockcastle, KY foreclosure data.