Scott County, KY: Home-Insurance Distress & Forced-Sale Pressure
Scott County, KY: 60/100 (elevated) home-insurance distress; Scott, KY band MEDIUM; Scott, KY #890 of 3,222 counties; Scott, KY #85 of 120 in Kentucky.
FEMA hazard, Scott, KY: 52/100; Scott, KY declarations, three years: 6; Scott, KY perils: 4 severe-storm; Scott, KY five-year count 9 (severity 18.0); Scott, KY ten-year 9; hazard-weighted, Scott, KY: 4.0.
Declared incidents on the Scott, KY record: 2026 Winter Storm 3; 2025 Severe Storm 6 (Scott, KY).
NFIP claims, Scott, KY, three years: 9; Scott, KY payouts $84,876; per Scott, KY claim $9,431; Scott, KY claim-stress 72/100.
Scott, KY monthly score fell, 68 (March 2026) to 65 (October 2026); Scott, KY by month: March 68, April 68, May 64, June 64 (Scott, KY), July 72, August 61, September 61, October 65.
Scott, KY components: climate 60, NFIP claims 72; Scott, KY retreat index 65.
Construction distress, Scott, KY: 73/100 as of August 2026 (Scott, KY: 77/100 one-to-four unit, 52/100 multifamily).
Scott, KY ZIPs, June 2026 (Scott, KY, 6 highest): score 0 (Scott, KY), climate 88 (Scott, KY): 40511; score 0 (Scott, KY), climate 59 (Scott, KY): 40324; score 0 (Scott, KY), climate 58 (Scott, KY): 40379; score 0 (Scott, KY), climate 53 (Scott, KY): 40370; score 0 (Scott, KY), climate 47 (Scott, KY): 40347; score 0 (Scott, KY), climate 21 (Scott, KY): 41010.
DLRadar rescores Scott, KY monthly; Scott, KY readings join Scott, KY foreclosure, lien and ownership parcels (Scott, KY), so cost-squeezed Scott, KY owners surface before listing.
Inside Kentucky, Scott County ranks 85th of 120 counties for home-insurance distress at 60/100; Fulton County (62/100) sits just above Scott County, and Boone County (58/100) sits just below Scott County.
Deterministic. Every Scott County, KY signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, KY) · how insurance distress works in Scott, KY · methodology
FAQ: Scott County, KY insurance distress
What is the Scott County, KY home-insurance-distress score?
Scott, KY: 60/100 (MEDIUM), #890 of 3,222, #85 in Kentucky. FEMA hazard, Scott, KY: 52/100; NFIP stress, Scott, KY: 72/100; construction, Scott, KY: 73/100; Scott, KY rescores monthly.
Is Scott County insurance distress getting better or worse (KY)?
Scott, KY: 68 in March 2026; Scott, KY: 65 in October 2026 (better); Scott, KY climate component 60; Scott, KY NFIP claims score 72.
How many flood-insurance claims has Scott County, KY had?
Scott, KY: 9 NFIP claims, three years; Scott, KY paid $84,876; per Scott, KY claim $9,431; carriers reprice Scott, KY against that record.
Which Scott County ZIP codes carry the most insurance distress (KY)?
Scott, KY, June 2026: 40511 at 0, 40324 at 0, 40379 at 0, 40370 at 0; Scott, KY climate scores there: 88, 59, 58, 53.
Why does Scott, KY insurance distress create sellers?
A Scott, KY premium outruns the Scott, KY budget; a carrier leaves Scott, KY; Scott, KY carrying cost passes plan; Scott, KY owners sell while current; Scott, KY insurance distress leads Scott, KY foreclosure data.