Simpson County, KY: Home-Insurance Distress & Forced-Sale Pressure
Simpson County, KY: 79/100 (severe) home-insurance distress; Simpson, KY band MEDIUM; Simpson, KY #390 of 3,222 counties; Simpson, KY #30 of 120 in Kentucky.
FEMA hazard, Simpson, KY: 74/100; Simpson, KY declarations, three years: 12; Simpson, KY perils: 10 severe-storm; Simpson, KY five-year count 21 (severity 37.5); Simpson, KY ten-year 21; hazard-weighted, Simpson, KY: 10.0.
Declared incidents on the Simpson, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Simpson, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Simpson, KY).
NFIP claims, Simpson, KY, three years: 9; Simpson, KY payouts $489,710; per Simpson, KY claim $54,412; Simpson, KY claim-stress 86/100.
Simpson, KY monthly score rose, 85 (March 2026) to 86 (October 2026); Simpson, KY by month: March 85, April 85, May 82, June 82 (Simpson, KY), July 89, August 82, September 80, October 86.
Simpson, KY components: climate 85, NFIP claims 86; Simpson, KY retreat index 86.
Construction distress, Simpson, KY: 45/100 as of August 2026 (Simpson, KY: 21/100 one-to-four unit, 69/100 multifamily).
Simpson, KY ZIPs, June 2026 (Simpson, KY, 5 highest): score 0 (Simpson, KY), climate 83 (Simpson, KY): 42104; score 0 (Simpson, KY), climate 58 (Simpson, KY): 42170; score 0 (Simpson, KY), climate 55 (Simpson, KY): 42202; score 0 (Simpson, KY), climate 52 (Simpson, KY): 42206; score 0 (Simpson, KY), climate 27 (Simpson, KY): 42134.
DLRadar rescores Simpson, KY monthly; Simpson, KY readings join Simpson, KY foreclosure, lien and ownership parcels (Simpson, KY), so cost-squeezed Simpson, KY owners surface before listing.
Inside Kentucky, Simpson County ranks 30th of 120 counties for home-insurance distress at 79/100; Meade County (79/100) sits just above Simpson County, and Garrard County (79/100) sits just below Simpson County.
Deterministic. Every Simpson County, KY signal traces to a public Simpson dataset (FEMA, NFIP, Census for Simpson, KY) · how insurance distress works in Simpson, KY · methodology
FAQ: Simpson County, KY insurance distress
What is the Simpson County, KY home-insurance-distress score?
Simpson, KY: 79/100 (MEDIUM), #390 of 3,222, #30 in Kentucky. FEMA hazard, Simpson, KY: 74/100; NFIP stress, Simpson, KY: 86/100; construction, Simpson, KY: 45/100; Simpson, KY rescores monthly.
Is Simpson County insurance distress getting better or worse (KY)?
Simpson, KY: 85 in March 2026; Simpson, KY: 86 in October 2026 (worse); Simpson, KY climate component 85; Simpson, KY NFIP claims score 86.
How many flood-insurance claims has Simpson County, KY had?
Simpson, KY: 9 NFIP claims, three years; Simpson, KY paid $489,710; per Simpson, KY claim $54,412; carriers reprice Simpson, KY against that record.
Which Simpson County ZIP codes carry the most insurance distress (KY)?
Simpson, KY, June 2026: 42104 at 0, 42170 at 0, 42202 at 0, 42206 at 0; Simpson, KY climate scores there: 83, 58, 55, 52.
Why does Simpson, KY insurance distress create sellers?
A Simpson, KY premium outruns the Simpson, KY budget; a carrier leaves Simpson, KY; Simpson, KY carrying cost passes plan; Simpson, KY owners sell while current; Simpson, KY insurance distress leads Simpson, KY foreclosure data.