Woodford County, KY: Home-Insurance Distress & Forced-Sale Pressure
Woodford County, KY: 83/100 (severe) home-insurance distress; Woodford, KY band HIGH; Woodford, KY #261 of 3,222 counties; Woodford, KY #10 of 120 in Kentucky.
FEMA hazard, Woodford, KY: 74/100; Woodford, KY declarations, three years: 12; Woodford, KY perils: 10 severe-storm; Woodford, KY five-year count 21 (severity 37.5); Woodford, KY ten-year 21; hazard-weighted, Woodford, KY: 10.0.
Declared incidents on the Woodford, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Woodford, KY); 2024 Severe Storm 3; 2023 Severe Storm 3 (Woodford, KY).
NFIP claims, Woodford, KY, three years: 74; Woodford, KY payouts $8,128,622; per Woodford, KY claim $109,846; Woodford, KY claim-stress 98/100.
Woodford, KY monthly score rose, 89 (March 2026) to 90 (October 2026); Woodford, KY by month: March 89, April 89, May 86, June 86 (Woodford, KY), July 93, August 86, September 84, October 90.
Woodford, KY components: climate 85, NFIP claims 98; Woodford, KY retreat index 90.
Construction distress, Woodford, KY: 24/100 as of August 2026 (Woodford, KY: 28/100 one-to-four unit, 0/100 multifamily).
Woodford, KY ZIPs, June 2026 (Woodford, KY, 3 highest): score 0 (Woodford, KY), climate 64 (Woodford, KY): 40601; score 0 (Woodford, KY), climate 47 (Woodford, KY): 40347; score 0 (Woodford, KY), climate 43 (Woodford, KY): 40383.
DLRadar rescores Woodford, KY monthly; Woodford, KY readings join Woodford, KY foreclosure, lien and ownership parcels (Woodford, KY), so cost-squeezed Woodford, KY owners surface before listing.
Inside Kentucky, Woodford County ranks 11th of 120 counties for home-insurance distress at 83/100; Butler County (84/100) sits just above Woodford County, and Washington County (83/100) sits just below Woodford County.
Deterministic. Every Woodford County, KY signal traces to a public Woodford dataset (FEMA, NFIP, Census for Woodford, KY) · how insurance distress works in Woodford, KY · methodology
FAQ: Woodford County, KY insurance distress
What is the Woodford County, KY home-insurance-distress score?
Woodford, KY: 83/100 (HIGH), #261 of 3,222, #10 in Kentucky. FEMA hazard, Woodford, KY: 74/100; NFIP stress, Woodford, KY: 98/100; construction, Woodford, KY: 24/100; Woodford, KY rescores monthly.
Is Woodford County insurance distress getting better or worse (KY)?
Woodford, KY: 89 in March 2026; Woodford, KY: 90 in October 2026 (worse); Woodford, KY climate component 85; Woodford, KY NFIP claims score 98.
How many flood-insurance claims has Woodford County, KY had?
Woodford, KY: 74 NFIP claims, three years; Woodford, KY paid $8,128,622; per Woodford, KY claim $109,846; carriers reprice Woodford, KY against that record.
Which Woodford County ZIP codes carry the most insurance distress (KY)?
Woodford, KY, June 2026: 40601 at 0, 40347 at 0, 40383 at 0; Woodford, KY climate scores there: 64, 47, 43.
Why does Woodford, KY insurance distress create sellers?
A Woodford, KY premium outruns the Woodford, KY budget; a carrier leaves Woodford, KY; Woodford, KY carrying cost passes plan; Woodford, KY owners sell while current; Woodford, KY insurance distress leads Woodford, KY foreclosure data.