Caddo County, LA: Home-Insurance Distress & Forced-Sale Pressure
Caddo County, LA: 80/100 (severe) home-insurance distress; Caddo, LA band MEDIUM; Caddo, LA #367 of 3,222 counties; Caddo, LA #31 of 64 in Louisiana.
FEMA hazard, Caddo, LA: 74/100; Caddo, LA declarations, three years: 4; Caddo, LA perils: 2 hurricane; Caddo, LA five-year count 6 (severity 10.5); Caddo, LA ten-year 6; hazard-weighted, Caddo, LA: 10.0.
Declared incidents on the Caddo, LA record: 2026 Winter Storm 2; 2024 Hurricane 2 (Caddo, LA).
NFIP claims, Caddo, LA, three years: 59; Caddo, LA payouts $1,346,432; per Caddo, LA claim $22,821; Caddo, LA claim-stress 88/100.
Caddo, LA monthly score rose, 85 (March 2026) to 86 (October 2026); Caddo, LA by month: March 85, April 85, May 82, June 82 (Caddo, LA), July 89, August 82, September 80, October 86.
Caddo, LA components: climate 85, NFIP claims 88; Caddo, LA retreat index 86.
Construction distress, Caddo, LA: 50/100 as of August 2026 (Caddo, LA: 17/100 one-to-four unit, 100/100 multifamily).
Caddo, LA ZIPs, June 2026 (Caddo, LA, 16 highest): score 0 (Caddo, LA), climate 91 (Caddo, LA): 71004, 71007, 71009, 71029, Caddo, LA 71033, 71043, 71044, 71047, Caddo, LA 71060, 71061, 71069, 71082, Caddo, LA 71101, 71103, 71104, 71105.
DLRadar rescores Caddo, LA monthly; Caddo, LA readings join Caddo, LA foreclosure, lien and ownership parcels (Caddo, LA), so cost-squeezed Caddo, LA owners surface before listing.
Inside Louisiana, Caddo County ranks 31st of 64 counties for home-insurance distress at 80/100; Calcasieu County (80/100) sits just above Caddo County, and Beauregard County (79/100) sits just below Caddo County.
Deterministic. Every Caddo County, LA signal traces to a public Caddo dataset (FEMA, NFIP, Census for Caddo, LA) · how insurance distress works in Caddo, LA · methodology
FAQ: Caddo County, LA insurance distress
What is the Caddo County, LA home-insurance-distress score?
Caddo, LA: 80/100 (MEDIUM), #367 of 3,222, #31 in Louisiana. FEMA hazard, Caddo, LA: 74/100; NFIP stress, Caddo, LA: 88/100; construction, Caddo, LA: 50/100; Caddo, LA rescores monthly.
Is Caddo County insurance distress getting better or worse (LA)?
Caddo, LA: 85 in March 2026; Caddo, LA: 86 in October 2026 (worse); Caddo, LA climate component 85; Caddo, LA NFIP claims score 88.
How many flood-insurance claims has Caddo County, LA had?
Caddo, LA: 59 NFIP claims, three years; Caddo, LA paid $1,346,432; per Caddo, LA claim $22,821; carriers reprice Caddo, LA against that record.
Which Caddo County ZIP codes carry the most insurance distress (LA)?
Caddo, LA, June 2026: 71004 at 0, 71007 at 0, 71009 at 0, 71029 at 0; Caddo, LA climate scores there: 91, 91, 91, 91.
Why does Caddo, LA insurance distress create sellers?
A Caddo, LA premium outruns the Caddo, LA budget; a carrier leaves Caddo, LA; Caddo, LA carrying cost passes plan; Caddo, LA owners sell while current; Caddo, LA insurance distress leads Caddo, LA foreclosure data.