Montgomery County, MD: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, MD: 27/100 (moderate) home-insurance distress; Montgomery, MD band LOW; Montgomery, MD #1,692 of 3,222 counties; Montgomery, MD #11 of 24 in Maryland; raw Montgomery, MD 32.1; Montgomery, MD coverage multiplier 0.85.
FEMA hazard, Montgomery, MD: 0/100; Montgomery, MD declarations, three years: 2; Montgomery, MD five-year count 3 (severity 6.0); Montgomery, MD ten-year 3.
Declared incidents on the Montgomery, MD record: 2026 Winter Storm 2 (Montgomery, MD).
NFIP claims, Montgomery, MD, three years: 30; Montgomery, MD payouts $347,256; per Montgomery, MD claim $11,575; Montgomery, MD claim-stress 80/100.
Montgomery, MD monthly score fell, 28 (March 2026) to 27 (October 2026); Montgomery, MD by month: March 28, April 28, May 28, June 28 (Montgomery, MD), July 28, August 28, September 28, October 27.
Montgomery, MD components: NFIP claims 80; Montgomery, MD retreat index 27; Montgomery, MD climate multiplier 0.85.
Construction distress, Montgomery, MD: 0/100 as of August 2026 (Montgomery, MD: 75/100 one-to-four unit, 0/100 multifamily).
Montgomery, MD ZIPs, June 2026 (Montgomery, MD, 16 highest): score 0 (Montgomery, MD), climate 93 (Montgomery, MD): 20705, 20707; score 0 (Montgomery, MD), climate 92 (Montgomery, MD): 20812, 20814, 20815, 20816, Montgomery, MD 20817, 20818, 20832, 20837, Montgomery, MD 20838, 20839, 20841, 20850, Montgomery, MD 20851, 20852.
DLRadar rescores Montgomery, MD monthly; Montgomery, MD readings join Montgomery, MD foreclosure, lien and ownership parcels (Montgomery, MD), so cost-squeezed Montgomery, MD owners surface before listing.
Inside Maryland, Montgomery County ranks 11th of 24 counties for home-insurance distress at 27/100; Talbot County (28/100) sits just above Montgomery County, and Garrett County (26/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, MD signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, MD) · how insurance distress works in Montgomery, MD · methodology
FAQ: Montgomery County, MD insurance distress
What is the Montgomery County, MD home-insurance-distress score?
Montgomery, MD: 27/100 (LOW), #1,692 of 3,222, #11 in Maryland. FEMA hazard, Montgomery, MD: 0/100; NFIP stress, Montgomery, MD: 80/100; construction, Montgomery, MD: 0/100; Montgomery, MD rescores monthly.
Is Montgomery County insurance distress getting better or worse (MD)?
Montgomery, MD: 28 in March 2026; Montgomery, MD: 27 in October 2026 (better); Montgomery, MD NFIP claims score 80.
How many flood-insurance claims has Montgomery County, MD had?
Montgomery, MD: 30 NFIP claims, three years; Montgomery, MD paid $347,256; per Montgomery, MD claim $11,575; carriers reprice Montgomery, MD against that record.
Which Montgomery County ZIP codes carry the most insurance distress (MD)?
Montgomery, MD, June 2026: 20705 at 0, 20707 at 0, 20812 at 0, 20814 at 0; Montgomery, MD climate scores there: 93, 93, 92, 92.
Why does Montgomery, MD insurance distress create sellers?
A Montgomery, MD premium outruns the Montgomery, MD budget; a carrier leaves Montgomery, MD; Montgomery, MD carrying cost passes plan; Montgomery, MD owners sell while current; Montgomery, MD insurance distress leads Montgomery, MD foreclosure data.