Cumberland County, ME: Home-Insurance Distress & Forced-Sale Pressure
Cumberland County, ME: 60/100 (elevated) home-insurance distress; Cumberland, ME band MEDIUM; Cumberland, ME #882 of 3,222 counties; Cumberland, ME #6 of 16 in Maine.
FEMA hazard, Cumberland, ME: 40/100; Cumberland, ME declarations, three years: 4; Cumberland, ME perils: 2 severe-storm; Cumberland, ME five-year count 9 (severity 12.0); Cumberland, ME ten-year 9; hazard-weighted, Cumberland, ME: 2.0.
Declared incidents on the Cumberland, ME record: 2024 Winter Storm 3; 2024 Severe Storm 3 (Cumberland, ME); 2023 Hurricane 1 (Cumberland, ME).
NFIP claims, Cumberland, ME, three years: 86; Cumberland, ME payouts $2,228,231; per Cumberland, ME claim $25,910; Cumberland, ME claim-stress 90/100.
Cumberland, ME monthly score fell, 67 (March 2026) to 64 (October 2026); Cumberland, ME by month: March 67, April 67, May 64, June 64 (Cumberland, ME), July 63, August 61, September 60, October 64.
Cumberland, ME components: climate 46, NFIP claims 90; Cumberland, ME retreat index 64.
Construction distress, Cumberland, ME: 8/100 as of August 2026 (Cumberland, ME: 50/100 one-to-four unit, 0/100 multifamily).
Cumberland, ME ZIPs, June 2026 (Cumberland, ME, 16 highest): score 0 (Cumberland, ME), climate 82 (Cumberland, ME): 04003, 04009, 04011, 04015, Cumberland, ME 04017, 04019, 04021, 04024, Cumberland, ME 04029, 04032, 04038, 04039, Cumberland, ME 04050, 04055, 04057, 04062.
DLRadar rescores Cumberland, ME monthly; Cumberland, ME readings join Cumberland, ME foreclosure, lien and ownership parcels (Cumberland, ME), so cost-squeezed Cumberland, ME owners surface before listing.
Inside Maine, Cumberland County ranks 6th of 16 counties for home-insurance distress at 60/100; Knox County (61/100) sits just above Cumberland County, and Washington County (59/100) sits just below Cumberland County.
Deterministic. Every Cumberland County, ME signal traces to a public Cumberland dataset (FEMA, NFIP, Census for Cumberland, ME) · how insurance distress works in Cumberland, ME · methodology
FAQ: Cumberland County, ME insurance distress
What is the Cumberland County, ME home-insurance-distress score?
Cumberland, ME: 60/100 (MEDIUM), #882 of 3,222, #6 in Maine. FEMA hazard, Cumberland, ME: 40/100; NFIP stress, Cumberland, ME: 90/100; construction, Cumberland, ME: 8/100; Cumberland, ME rescores monthly.
Is Cumberland County insurance distress getting better or worse (ME)?
Cumberland, ME: 67 in March 2026; Cumberland, ME: 64 in October 2026 (better); Cumberland, ME climate component 46; Cumberland, ME NFIP claims score 90.
How many flood-insurance claims has Cumberland County, ME had?
Cumberland, ME: 86 NFIP claims, three years; Cumberland, ME paid $2,228,231; per Cumberland, ME claim $25,910; carriers reprice Cumberland, ME against that record.
Which Cumberland County ZIP codes carry the most insurance distress (ME)?
Cumberland, ME, June 2026: 04003 at 0, 04009 at 0, 04011 at 0, 04015 at 0; Cumberland, ME climate scores there: 82, 82, 82, 82.
Why does Cumberland, ME insurance distress create sellers?
A Cumberland, ME premium outruns the Cumberland, ME budget; a carrier leaves Cumberland, ME; Cumberland, ME carrying cost passes plan; Cumberland, ME owners sell while current; Cumberland, ME insurance distress leads Cumberland, ME foreclosure data.