Franklin County, ME: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, ME: 21/100 (low) home-insurance distress; Franklin, ME band LOW; Franklin, ME #2,153 of 3,222 counties; Franklin, ME #14 of 16 in Maine; raw Franklin, ME 24.3; Franklin, ME coverage multiplier 0.85.
FEMA hazard, Franklin, ME: 40/100; Franklin, ME declarations, three years: 2; Franklin, ME perils: 2 severe-storm; Franklin, ME five-year count 15 (severity 16.5); Franklin, ME ten-year 15; hazard-weighted, Franklin, ME: 2.0.
Declared incidents on the Franklin, ME record: 2024 Severe Storm 3; 2023 Severe Storm 3 (Franklin, ME); 2023 Hurricane 1; 2023 Flood 1 (Franklin, ME).
NFIP claims, Franklin, ME, three years: none; Franklin, ME claim-stress 0/100.
Franklin, ME monthly score fell, 26 (March 2026) to 23 (October 2026); Franklin, ME by month: March 26, April 26, May 24, June 24 (Franklin, ME), July 23, August 21, September 21, October 23.
Franklin, ME components: climate 46; Franklin, ME retreat index 23; Franklin, ME climate multiplier 0.85.
Construction distress, Franklin, ME: 41/100 as of August 2026 (Franklin, ME: 41/100 one-to-four unit, 4/100 multifamily).
Franklin, ME ZIPs, June 2026 (Franklin, ME, 16 highest): score 0 (Franklin, ME), climate 60 (Franklin, ME): 04964; score 0 (Franklin, ME), climate 56 (Franklin, ME): 04224; score 0 (Franklin, ME), climate 45 (Franklin, ME): 04234, 04239, 04285, 04294, Franklin, ME 04936, 04938, 04940, 04947, Franklin, ME 04955, 04956, 04966, 04970, Franklin, ME 04982, 04983.
DLRadar rescores Franklin, ME monthly; Franklin, ME readings join Franklin, ME foreclosure, lien and ownership parcels (Franklin, ME), so cost-squeezed Franklin, ME owners surface before listing.
Inside Maine, Franklin County ranks 14th of 16 counties for home-insurance distress at 21/100; Aroostook County (26/100) sits just above Franklin County, and Piscataquis County (21/100) sits just below Franklin County.
Deterministic. Every Franklin County, ME signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, ME) · how insurance distress works in Franklin, ME · methodology
FAQ: Franklin County, ME insurance distress
What is the Franklin County, ME home-insurance-distress score?
Franklin, ME: 21/100 (LOW), #2,153 of 3,222, #14 in Maine. FEMA hazard, Franklin, ME: 40/100; NFIP stress, Franklin, ME: 0/100; construction, Franklin, ME: 41/100; Franklin, ME rescores monthly.
Is Franklin County insurance distress getting better or worse (ME)?
Franklin, ME: 26 in March 2026; Franklin, ME: 23 in October 2026 (better); Franklin, ME climate component 46.
Which Franklin County ZIP codes carry the most insurance distress (ME)?
Franklin, ME, June 2026: 04964 at 0, 04224 at 0, 04234 at 0, 04239 at 0; Franklin, ME climate scores there: 60, 56, 45, 45.
Why does Franklin, ME insurance distress create sellers?
A Franklin, ME premium outruns the Franklin, ME budget; a carrier leaves Franklin, ME; Franklin, ME carrying cost passes plan; Franklin, ME owners sell while current; Franklin, ME insurance distress leads Franklin, ME foreclosure data.