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Clare County, MI: Home-Insurance Distress & Forced-Sale Pressure

Clare County, MI: 0/100 (low) home-insurance distress; Clare, MI band ZERO; Clare, MI #2,725 of 3,222 counties; Clare, MI #66 of 83 in Michigan; Clare, MI coverage multiplier 0.70.

FEMA hazard, Clare, MI: 0/100; Clare, MI declarations, three years: none.

NFIP claims, Clare, MI, three years: none; Clare, MI claim-stress 0/100.

Clare, MI monthly score: 0 in every month from March 2026 (Clare, MI) through October 2026.

Clare, MI components: all zero this month; Clare, MI climate multiplier 0.70.

Construction distress, Clare, MI: 54/100 as of August 2026 (Clare, MI: 54/100 one-to-four unit, 1/100 multifamily).

Clare, MI ZIPs, June 2026 (Clare, MI, 8 highest): score 0 (Clare, MI), climate 49 (Clare, MI): 48617, 48622; score 0 (Clare, MI), climate 47 (Clare, MI): 48632; score 0 (Clare, MI), climate 40 (Clare, MI): 48625, 48633; score 0 (Clare, MI), climate 38 (Clare, MI): 48624; score 0 (Clare, MI), climate 37 (Clare, MI): 48612; score 0 (Clare, MI), climate 26 (Clare, MI): 49665.

DLRadar rescores Clare, MI monthly; Clare, MI readings join Clare, MI foreclosure, lien and ownership parcels (Clare, MI), so cost-squeezed Clare, MI owners surface before listing.

Inside Michigan, Clare County ranks 66th of 83 counties for home-insurance distress at 0/100; Bay County (0/100) sits just above Clare County, and Dickinson County (0/100) sits just below Clare County.

Insurance distress
0/100
Clare, MI: ZERO
National rank
#2725
Clare, MI: of 3,222 counties
FEMA hazard
0/100
Clare County hazard
NFIP claim stress
0/100
Clare, MI 3-year
Flood claims (3y)
0
Clare, MI
Claims paid (3y)
$0
Clare, MI payouts
Per claim
$0
Clare, MI
Construction distress
54/100
Clare, MI

Deterministic. Every Clare County, MI signal traces to a public Clare dataset (FEMA, NFIP, Census for Clare, MI) · how insurance distress works in Clare, MI · methodology

FAQ: Clare County, MI insurance distress

What is the Clare County, MI home-insurance-distress score?

Clare, MI: 0/100 (ZERO), #2,725 of 3,222, #66 in Michigan. FEMA hazard, Clare, MI: 0/100; NFIP stress, Clare, MI: 0/100; construction, Clare, MI: 54/100; Clare, MI rescores monthly.

Is Clare County insurance distress getting better or worse (MI)?

Clare, MI: 0 in March 2026; Clare, MI: 0 in October 2026 (unchanged).

Which Clare County ZIP codes carry the most insurance distress (MI)?

Clare, MI, June 2026: 48617 at 0, 48622 at 0, 48632 at 0, 48625 at 0; Clare, MI climate scores there: 49, 49, 47, 40.

Why does Clare, MI insurance distress create sellers?

A Clare, MI premium outruns the Clare, MI budget; a carrier leaves Clare, MI; Clare, MI carrying cost passes plan; Clare, MI owners sell while current; Clare, MI insurance distress leads Clare, MI foreclosure data.

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