Genesee County, MI: Home-Insurance Distress & Forced-Sale Pressure
Genesee County, MI: 27/100 (moderate) home-insurance distress; Genesee, MI band LOW; Genesee, MI #1,701 of 3,222 counties; Genesee, MI #36 of 83 in Michigan; raw Genesee, MI 31.8; Genesee, MI coverage multiplier 0.85.
FEMA hazard, Genesee, MI: 0/100; Genesee, MI declarations, three years: none.
NFIP claims, Genesee, MI, three years: 23; Genesee, MI payouts $287,768; per Genesee, MI claim $12,512; Genesee, MI claim-stress 79/100.
Genesee, MI monthly score fell, 30 (March 2026) to 27 (October 2026); Genesee, MI by month: March 30, April 30, May 30, June 30 (Genesee, MI), July 30, August 30, September 30, October 27.
Genesee, MI components: NFIP claims 79; Genesee, MI retreat index 27; Genesee, MI climate multiplier 0.85.
Construction distress, Genesee, MI: 40/100 as of August 2026 (Genesee, MI: 52/100 one-to-four unit, 0/100 multifamily).
Genesee, MI ZIPs, June 2026 (Genesee, MI, 16 highest): score 0 (Genesee, MI), climate 98 (Genesee, MI): 48442; score 0 (Genesee, MI), climate 95 (Genesee, MI): 48462; score 0 (Genesee, MI), climate 92 (Genesee, MI): 48411, 48423, 48437, 48439, Genesee, MI 48458, 48463, 48473, 48502, Genesee, MI 48503, 48504, 48505, 48506, Genesee, MI 48507, 48509.
DLRadar rescores Genesee, MI monthly; Genesee, MI readings join Genesee, MI foreclosure, lien and ownership parcels (Genesee, MI), so cost-squeezed Genesee, MI owners surface before listing.
Inside Michigan, Genesee County ranks 36th of 83 counties for home-insurance distress at 27/100; Marquette County (37/100) sits just above Genesee County, and Benzie County (27/100) sits just below Genesee County.
Deterministic. Every Genesee County, MI signal traces to a public Genesee dataset (FEMA, NFIP, Census for Genesee, MI) · how insurance distress works in Genesee, MI · methodology
FAQ: Genesee County, MI insurance distress
What is the Genesee County, MI home-insurance-distress score?
Genesee, MI: 27/100 (LOW), #1,701 of 3,222, #36 in Michigan. FEMA hazard, Genesee, MI: 0/100; NFIP stress, Genesee, MI: 79/100; construction, Genesee, MI: 40/100; Genesee, MI rescores monthly.
Is Genesee County insurance distress getting better or worse (MI)?
Genesee, MI: 30 in March 2026; Genesee, MI: 27 in October 2026 (better); Genesee, MI NFIP claims score 79.
How many flood-insurance claims has Genesee County, MI had?
Genesee, MI: 23 NFIP claims, three years; Genesee, MI paid $287,768; per Genesee, MI claim $12,512; carriers reprice Genesee, MI against that record.
Which Genesee County ZIP codes carry the most insurance distress (MI)?
Genesee, MI, June 2026: 48442 at 0, 48462 at 0, 48411 at 0, 48423 at 0; Genesee, MI climate scores there: 98, 95, 92, 92.
Why does Genesee, MI insurance distress create sellers?
A Genesee, MI premium outruns the Genesee, MI budget; a carrier leaves Genesee, MI; Genesee, MI carrying cost passes plan; Genesee, MI owners sell while current; Genesee, MI insurance distress leads Genesee, MI foreclosure data.