Ogemaw County, MI: Home-Insurance Distress & Forced-Sale Pressure
Ogemaw County, MI: 27/100 (moderate) home-insurance distress; Ogemaw, MI band LOW; Ogemaw, MI #1,742 of 3,222 counties; Ogemaw, MI #43 of 83 in Michigan; raw Ogemaw, MI 31.2; Ogemaw, MI coverage multiplier 0.85.
FEMA hazard, Ogemaw, MI: 52/100; Ogemaw, MI declarations, three years: 2; Ogemaw, MI perils: 2 flood; hazard-weighted, Ogemaw, MI: 4.0.
Declared incidents on the Ogemaw, MI record: 2026 Flood 3 (Ogemaw, MI).
NFIP claims, Ogemaw, MI, three years: none; Ogemaw, MI claim-stress 0/100.
Ogemaw, MI monthly score rose, 0 (March 2026) to 30 (October 2026); Ogemaw, MI by month: March 0, April 0, May 0, June 0 (Ogemaw, MI), July 27, August 26, September 27, October 30.
Ogemaw, MI components: climate 60; Ogemaw, MI retreat index 30; Ogemaw, MI climate multiplier 0.85.
Construction distress, Ogemaw, MI: 7/100 as of August 2026 (Ogemaw, MI: 7/100 one-to-four unit, 27/100 multifamily).
Ogemaw, MI ZIPs, June 2026 (Ogemaw, MI, 9 highest): score 0 (Ogemaw, MI), climate 38 (Ogemaw, MI): 48624; score 0 (Ogemaw, MI), climate 33 (Ogemaw, MI): 48770; score 0 (Ogemaw, MI), climate 32 (Ogemaw, MI): 48635, 48661, 48739, 48756; score 0 (Ogemaw, MI), climate 30 (Ogemaw, MI): 48610; score 0 (Ogemaw, MI), climate 27 (Ogemaw, MI): 48654; score 0 (Ogemaw, MI), climate 23 (Ogemaw, MI): 48761.
DLRadar rescores Ogemaw, MI monthly; Ogemaw, MI readings join Ogemaw, MI foreclosure, lien and ownership parcels (Ogemaw, MI), so cost-squeezed Ogemaw, MI owners surface before listing.
Inside Michigan, Ogemaw County ranks 43rd of 83 counties for home-insurance distress at 27/100; Montmorency County (27/100) sits just above Ogemaw County, and Oscoda County (27/100) sits just below Ogemaw County.
Deterministic. Every Ogemaw County, MI signal traces to a public Ogemaw dataset (FEMA, NFIP, Census for Ogemaw, MI) · how insurance distress works in Ogemaw, MI · methodology
FAQ: Ogemaw County, MI insurance distress
What is the Ogemaw County, MI home-insurance-distress score?
Ogemaw, MI: 27/100 (LOW), #1,742 of 3,222, #43 in Michigan. FEMA hazard, Ogemaw, MI: 52/100; NFIP stress, Ogemaw, MI: 0/100; construction, Ogemaw, MI: 7/100; Ogemaw, MI rescores monthly.
Is Ogemaw County insurance distress getting better or worse (MI)?
Ogemaw, MI: 0 in March 2026; Ogemaw, MI: 30 in October 2026 (worse); Ogemaw, MI climate component 60.
Which Ogemaw County ZIP codes carry the most insurance distress (MI)?
Ogemaw, MI, June 2026: 48624 at 0, 48770 at 0, 48635 at 0, 48661 at 0; Ogemaw, MI climate scores there: 38, 33, 32, 32.
Why does Ogemaw, MI insurance distress create sellers?
A Ogemaw, MI premium outruns the Ogemaw, MI budget; a carrier leaves Ogemaw, MI; Ogemaw, MI carrying cost passes plan; Ogemaw, MI owners sell while current; Ogemaw, MI insurance distress leads Ogemaw, MI foreclosure data.